Michigan Storm Victims Can Apply for SBA Loans
Published Date: 7/15/2026
Notice
Summary
The President declared a major disaster for Michigan after severe storms, tornadoes, and flooding hit between April 10-21, 2026. People and businesses in many counties can now apply for disaster loans to help fix damage or recover lost income. Physical damage loan applications are due by August 31, 2026, and economic injury loan applications by March 30, 2027.
Analyzed Economic Effects
3 provisions identified: 2 benefits, 1 costs, 0 mixed.
Disaster Loans for Listed Michigan Counties
People and businesses in the listed primary Michigan counties (Alcona; Allegan; Alpena; Antrim; Barry; Benzie; Charlevoix; Cheboygan; Crawford; Emmet; Grand Traverse; Gratiot; Iosco; Kalamazoo; Kalkaska; Manistee; Mecosta; Montcalm; Muskegon; Newaygo; Oceana; Osceola; Presque Isle; Roscommon; Saginaw; Washtenaw; Wexford) can apply for SBA disaster loans for both physical damage and economic injury related to the severe storms, tornadoes, and flooding that occurred April 10–21, 2026. Physical damage loan applications are due by August 31, 2026, and economic injury (EIDL) loan applications are due by March 30, 2027.
EIDL Access for Contiguous Michigan Counties
Businesses in the listed contiguous Michigan counties (Arenac; Bay; Branch; Calhoun; Cass; Clare; Clinton; Eaton; Genesee; Gladwin; Ionia; Isabella; Jackson; Kent; Lake; Leelanau; Lenawee; Livingston; Mackinac; Mason; Midland; Missaukee; Monroe; Montmorency; Oakland; Ogemaw; Oscoda; Otsego; Ottawa; Shiawassee; St. Joseph; Tuscola; Van Buren; Wayne) are eligible to apply for Economic Injury Disaster Loans (EIDL) only for impacts from the April 10–21, 2026 incident. EIDL applications must be submitted by March 30, 2027.
SBA Disaster Loan Interest Rates
The notice lists interest rates for disaster loans: homeowners with credit available elsewhere 5.750% and without 2.875%; businesses with credit available elsewhere 8.000% and without 4.000%; private non-profits with or without credit available elsewhere 3.625%; and economic injury loans for businesses and small agricultural cooperatives without credit available elsewhere 4.000%. These rates apply to loans tied to this Michigan disaster declaration.
Your PRIA Score
Personalized for You
How does this regulation affect your finances?
Sign up for a PRIA Policy Scan to see your personalized alignment score for this federal register document and every other regulation we track. We analyze your financial profile against policy provisions to show you exactly what matters to your wallet.
Key Dates
Department and Agencies
Related Federal Register Documents
2026-14215 — Presidential Declaration of a Major Disaster for Public Assistance Only for the State of Wisconsin
The President declared a major disaster for parts of Wisconsin after severe storms, tornadoes, and flooding hit between April 13-23, 2026. This declaration helps local nonprofits get disaster loans to recover, with physical damage loan applications due by August 31, 2026, and economic injury loans available until March 30, 2027. If you’re in the affected counties or the Oneida Nation, now’s the time to apply and get back on your feet!
2026-14218 — Presidential Declaration Amendment of a Major Disaster for Public Assistance Only for the Commonwealth of Kentucky
Kentucky’s Perry County just got added to the list of places hit hard by the severe winter storm from January 2026. This means more public assistance is now available to help with recovery, and folks have until July 28, 2026, to apply for physical disaster loans. Economic injury loans are open until March 1, 2027, so there’s plenty of time to get the help you need!
2026-14219 — Presidential Declaration of a Major Disaster for Public Assistance Only for the State of Mississippi
The President declared a major disaster for parts of Mississippi hit by storms, tornadoes, and flooding in early May 2026. This declaration opens up special loans and aid for nonprofits in Franklin, Lamar, Lawrence, and Lincoln counties to help repair damage and recover. If you’re affected, you’ve got until August 31, 2026, to apply for physical damage loans and until March 30, 2027, for economic injury loans.
2026-14220 — Administrative Declaration of a Disaster for the State of Illinois
Illinois got hit hard by storms and tornadoes on June 17, 2026, and now the government is stepping in with disaster loans to help people and businesses recover. If you live in Coles, Effingham, or nearby counties, you can apply for low-interest loans until September 8, 2026, for physical damage, or until April 12, 2027, for economic injury. This means money is ready to help rebuild homes, businesses, and communities fast!
2026-14214 — Presidential Declaration of a Major Disaster for Public Assistance Only for the State of Michigan
Michigan got hit hard by storms, tornadoes, and floods back in April, and now the President has declared a major disaster to help out. This means certain counties can apply for special loans to fix damage or cover losses, with deadlines coming up by August 31, 2026, for physical damage and March 30, 2027, for economic injury. If you’re a nonprofit or small business in the affected areas, help is on the way with low-interest loans to get you back on track!
2026-14210 — Presidential Declaration of a Major Disaster for the State of Louisiana
Louisiana got hit by Tropical Storm Arthur in June 2026, and the President declared it a major disaster to help folks bounce back. People and businesses in certain parishes can now apply for low-interest disaster loans until August 31, 2026, for physical damage, and until March 30, 2027, for economic injury. This means money and support are on the way to rebuild homes, businesses, and communities fast and fair!
Previous / Next Documents
Previous: 2026-14216 — Notice of Request To Renew an Approved Information Collection: Salmonella Initiative Program
The USDA’s Food Safety and Inspection Service wants to keep collecting info for the Salmonella Initiative Program, which helps track and reduce Salmonella in meat products. No changes are planned, but they need your comments by September 14, 2026. This renewal keeps the program running smoothly without extra costs or new rules for meat producers.
Next: 2026-14218 — Presidential Declaration Amendment of a Major Disaster for Public Assistance Only for the Commonwealth of Kentucky
Kentucky’s Perry County just got added to the list of places hit hard by the severe winter storm from January 2026. This means more public assistance is now available to help with recovery, and folks have until July 28, 2026, to apply for physical disaster loans. Economic injury loans are open until March 1, 2027, so there’s plenty of time to get the help you need!