FEMA Invites Feedback on Community Disaster Loan Paperwork
Published Date: 8/4/2026
Notice
Summary
The Federal Emergency Management Agency (FEMA), as part of its continuing effort to reduce paperwork and respondent burden, invites the general public to take this opportunity to comment on an extension, with change, of a currently approved information collection. In accordance with the Paperwork Reduction Act of 1995, this notice seeks comments concerning the Community Disaster Loan (CDL) Program. This collection allows the Federal Government to make loans to local governments that have suffered economic problems due to disasters.
Analyzed Economic Effects
3 provisions identified: 2 benefits, 1 costs, 0 mixed.
Loans for Local Governments After Disasters
FEMA may make Community Disaster Loans to any local government that has suffered a substantial loss of tax or other revenues because of a major disaster and that demonstrates a need for Federal financial assistance to perform governmental functions. The loan must be justified based on actual and projected disaster-related expenses for the fiscal year of the disaster and the three succeeding fiscal years, and FEMA may cancel repayment of all or part of a loan if revenues during the three fiscal years following the disaster are insufficient to meet the local government's operating budget because of disaster-related revenue losses and unreimbursed disaster-related operating expenses.
Promissory Note Form: Table Removed
FEMA will revise the promissory note form (FEMA Form-104-FY-22-224) by removing Part III — the table titled "Part III--Schedule of Loan Increments to Be Disbursed to Borrower." If you are a local, U.S. Territory, or Tribal government applying for a Community Disaster Loan, you will no longer need to provide that schedule on this form.
Estimated Paperwork Burden and Costs
FEMA estimates 260 respondents and 260 responses for the CDL application collection, with a total annual burden of 552 hours and an estimated total annual respondent cost of $29,990. FEMA estimates the total annual cost to the Federal Government for this collection is $80,961.
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Key Dates
Department and Agencies
Related Federal Register Documents
2026-19036, Agency Information Collection Activities: Proposed Collection; Comment Request; Hazard Mitigation Grant Program (HMGP) Application Reporting
FEMA is asking for public feedback on keeping the Hazard Mitigation Grant Program’s application process the same, without any changes. This program helps communities get money to reduce damage from future disasters. If you want to share your thoughts, make sure to comment by November 16, 2026!
2026-19009, Agency Information Collection Activities: Submission for OMB Review, Comment Request; National Fire Department Registry
FEMA is asking for public feedback on extending the National Fire Department Registry form, which collects important info about fire departments across the U.S. This helps keep track of fire stations, firefighters, and the communities they protect. Comments are due by October 16, 2026, and this extension keeps the data flowing without extra costs or delays.
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2026-18405, Changes in Flood Hazard Determinations
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2026-18409, Final Flood Hazard Determinations
Flood hazard determinations, which may include additions or modifications of Base Flood Elevations (BFEs), base flood depths, Special Flood Hazard Area (SFHA) boundaries or zone designations, or regulatory floodways on the Flood Insurance Rate Maps (FIRMs) and where applicable, in the supporting Flood Insurance Study (FIS) reports have been made final for the communities listed in the table below. The FIRM and FIS report are the basis of the floodplain management measures that a community is required either to adopt or to show evidence of having an effect in order to qualify or remain qualified for participation in the Federal Emergency Management Agency's (FEMA's) National Flood Insurance Program (NFIP).
2026-18403, Changes in Flood Hazard Determinations
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