FEMA Invites Feedback on Community Disaster Loan Paperwork
Published Date: 8/4/2026
Notice
Summary
The Federal Emergency Management Agency (FEMA), as part of its continuing effort to reduce paperwork and respondent burden, invites the general public to take this opportunity to comment on an extension, with change, of a currently approved information collection. In accordance with the Paperwork Reduction Act of 1995, this notice seeks comments concerning the Community Disaster Loan (CDL) Program. This collection allows the Federal Government to make loans to local governments that have suffered economic problems due to disasters.
Analyzed Economic Effects
3 provisions identified: 2 benefits, 1 costs, 0 mixed.
Loans for Local Governments After Disasters
FEMA may make Community Disaster Loans to any local government that has suffered a substantial loss of tax or other revenues because of a major disaster and that demonstrates a need for Federal financial assistance to perform governmental functions. The loan must be justified based on actual and projected disaster-related expenses for the fiscal year of the disaster and the three succeeding fiscal years, and FEMA may cancel repayment of all or part of a loan if revenues during the three fiscal years following the disaster are insufficient to meet the local government's operating budget because of disaster-related revenue losses and unreimbursed disaster-related operating expenses.
Promissory Note Form: Table Removed
FEMA will revise the promissory note form (FEMA Form-104-FY-22-224) by removing Part III — the table titled "Part III--Schedule of Loan Increments to Be Disbursed to Borrower." If you are a local, U.S. Territory, or Tribal government applying for a Community Disaster Loan, you will no longer need to provide that schedule on this form.
Estimated Paperwork Burden and Costs
FEMA estimates 260 respondents and 260 responses for the CDL application collection, with a total annual burden of 552 hours and an estimated total annual respondent cost of $29,990. FEMA estimates the total annual cost to the Federal Government for this collection is $80,961.
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Key Dates
Department and Agencies
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