Pennsylvania Floods Trigger Disaster Loans with Sweet Low Rates
Published Date: 9/11/2026
Notice
Summary
Pennsylvania got hit by severe storms and flooding on July 28, 2026, and the government declared it a disaster area. Homeowners can now apply for disaster loans with slightly lower interest rates than before. If you need help, apply by October 19, 2026, for physical damage loans or by May 19, 2027, for economic injury loans.
Analyzed Economic Effects
3 provisions identified: 3 benefits, 0 costs, 0 mixed.
SBA disaster loan applications and deadlines
If you were affected by the July 28, 2026 severe storms in Pennsylvania, you may apply for SBA disaster assistance at https://lending.sba.gov. The Physical Loan Application Deadline is October 19, 2026, and the Economic Injury (EIDL) Loan Application Deadline is May 19, 2027.
Lower homeowner disaster loan rate (no other credit)
If you are a Pennsylvania homeowner affected by the July 28, 2026 severe storms and have no credit available elsewhere, the SBA disaster loan interest rate changed from 3.000% to 2.875%. You can apply through the MySBA Loan Portal before the Physical Loan Application Deadline of October 19, 2026.
Lower homeowner loan rate (credit available)
If you are a Pennsylvania homeowner affected by the July 28, 2026 severe storms and have credit available elsewhere, the SBA disaster loan interest rate changed from 6.000% to 5.750%. You can apply using the MySBA Loan Portal; the Physical Loan Application Deadline is October 19, 2026.
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