Fed Eyes Nonbank Deals: Standard Proposal Notice Drops

2026-08298, Regulatory Capital Rule: Community Bank Leverage Ratio Framework

Starting July 1, 2026, community banks get a break! The minimum leverage ratio drops from 9% to 8%, making it easier for smaller banks to meet rules. Plus, banks can now stay in this easier framework longer—up to four straight quarters instead of two—helping them manage their money better without rushing.

2026-05960, Regulatory Capital Rules: Regulatory Capital and Standardized Approach for Risk-Weighted Assets

Big banks and community banks are getting new rules to better measure the risks in their loans and investments. The changes update how banks count certain assets and income when figuring out their safety net money, called regulatory capital. These updates aim to make banks safer and smarter with their money, with some rules kicking in soon and affecting how much capital banks need to hold.

2025-21625, Regulatory Capital Rule: Revisions to the Community Bank Leverage Ratio Framework

The government wants to make it easier for small banks to stay in a special low-risk capital program by lowering the required leverage ratio from 9% to 8%. They’re also giving banks more time—up to four quarters instead of two—to fix any issues without losing their spot. Banks and bank holding companies should weigh in by January 30, 2026, as these changes could save them money and reduce red tape.

2025-21626, Regulatory Capital Rule: Modifications to the Enhanced Supplementary Leverage Ratio Standards for U.S. Global Systemically Important Bank Holding Companies and Their Subsidiary Depository Institutions; Total Loss-Absorbing Capacity and Long-Term Debt Requirements for U.S. Global Systemically Important Bank Holding Companies

Big U.S. banks that are super important to the economy are getting new rules to keep them safer and stronger. These changes tweak how much money they must keep on hand and how they handle long-term debt, helping prevent financial trouble. The new rules kick in soon and could affect how these banks manage billions in assets and debt.

2026-18766, Expanded Examination Cycle for Certain Small Insured Depository Institutions and U.S. Branches and Agencies of Foreign Banks

The OCC, Board, and FDIC (collectively, the Agencies) are jointly issuing and requesting public comment on an interim final rule to implement section 903 of the 21st Century ROAD to Housing Act. The interim final rule raises the asset threshold for certain supervised institutions with less than $6 billion in total assets to qualify for an 18-month on-site examination cycle. The interim final rule also makes parallel changes to the Agencies' regulations governing the on- site examination cycle for U.S. branches and agencies of foreign banks, consistent with the International Banking Act of 1978 (IBA).

2026-18763, Formations of, Acquisitions by, and Mergers of Bank Holding Companies

Some companies want to become bank holding companies or buy banks, and the Federal Reserve is checking their applications. If you have thoughts, you can send your comments by October 14, 2026. This affects banks, companies, and the public, making sure everything follows the rules before any big money moves happen.

Previous: 2026-18763, Formations of, Acquisitions by, and Mergers of Bank Holding Companies

Some companies want to become bank holding companies or buy banks, and the Federal Reserve is checking their applications. If you have thoughts, you can send your comments by October 14, 2026. This affects banks, companies, and the public, making sure everything follows the rules before any big money moves happen.

Next: 2026-18765, Mount Taylor Ranger District, Cibola National Forest & National Grasslands; New Mexico; Roca Honda Mine Project

The U.S. Department of Agriculture Forest Service (Forest Service), Cibola National Forest & National Grasslands, intends to prepare an environmental impact statement (EIS) to assess and disclose the effects of the proposed Plan of Operations (PoO), also referred to as the Mine Operations and Reclamation Plan (MORP), submitted by Roca Honda Resources, LLC (RHR), for the development and operations of the Roca Honda Mine Project. The Forest Service is the lead agency. The Environmental Protection Agency (EPA) Region 6 and the Bureau of Land Management's (BLM) Rio Puerco Field Office are cooperating federal agencies. This notice announces the beginning of a 30-day comment period to solicit comments and identify issues. The EIS will evaluate potential impacts of the development and operations associated with the proposed underground uranium mine on National Forest System (NFS) and BLM- administered lands, as well as state and private lands. The Forest Service expects that the proposed action will require a project- specific amendment to ensure consistency with the Cibola National Forest Land Management Plan. The Enterprise Land Management System number for the project is 301824 (see link below).