PLUS Loan Form Gets Supplemental Info Overhaul Request
Published Date: 9/24/2026
Notice
Summary
The Department of Education wants to update the form for Federal Direct PLUS Loan applicants to collect extra info. This affects parents and grad students applying for these loans and aims to make the process smoother and clearer. Comments on the changes are open until October 26, 2026, with no new fees involved.
Analyzed Economic Effects
3 provisions identified: 1 benefits, 1 costs, 1 mixed.
Graduate student PLUS eligibility ended
The regulations eliminate a graduate or professional student's eligibility for new PLUS loans as of July 1, 2026. This change follows statutory amendments made by the One Big Beautiful Bill signed July 4, 2025 and applies to PLUS loans received on or after July 1, 2026.
Parent PLUS loan limits modified
The new regulations will modify the annual and aggregate loan limits for Direct PLUS Loans for parent borrowers. These statutory/regulatory changes apply to Direct PLUS Loans received on or after July 1, 2026.
Revised PLUS loan supplemental form
The Department is revising the Federal Direct PLUS Loan Request for Supplemental Information form. The form 'serves as the means by which a parent applicant may provide certain information to a school' as an alternative to other school-established methods for originating a Direct PLUS Loan award.
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Key Dates
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