FEMA Updates Proposed Flood Hazards in Communities
Published Date: 10/14/2026
Notice
Summary
FEMA is updating flood risk maps for certain communities, which could change flood zones and base flood levels. If you live or own property in these areas, these changes might affect your flood insurance and building rules. You have until January 12, 2027, to review and comment on these updates before they become official.
Analyzed Economic Effects
3 provisions identified: 1 benefits, 1 costs, 1 mixed.
Updated flood maps for listed counties
FEMA published proposed updates to Flood Insurance Rate Maps (FIRMs) that may add or change Base Flood Elevations (BFEs), base flood depths, Special Flood Hazard Area (SFHA) boundaries or zone designations, or regulatory floodways for specific communities. Affected communities listed include Franklin County, IA (Project 24-07-0035S; Preliminary Date: May 27, 2026), Webster County, IA (Project 24-07-0038S; Preliminary Date: June 3, 2026), Barton County, MO (Project 25-07-0042S; Preliminary Date: June 5, 2026), and Bates County, MO (Project 24-07-0026S; Preliminary Date: June 5, 2026). If you live in or own property in these areas, these map changes might affect your flood insurance and building rules.
NFIP participation tied to local flood rules
The Preliminary FIRM and Flood Insurance Study (FIS) reports are the basis for floodplain management measures that a community is required to adopt or show evidence of having in effect to qualify or remain qualified for participation in the National Flood Insurance Program (NFIP). Communities must follow the minimum criteria in 44 CFR 60.3, though they may keep or adopt stricter local ordinances.
Review, comment, and appeal rights with deadline
You can inspect the Preliminary FIRM and FIS reports online at https://hazards.fema.gov/femaportal/prelimdownload and at local Community Map Repositories listed in the notice, and you may submit comments identified by Docket No. FEMA-B-2633. Comments must be submitted on or before January 12, 2027. If you or a community dispute the revised flood information, you may file an appeal meeting 44 CFR 67.6(b) requirements, and a Scientific Resolution Panel (SRP) is available after at least 60 days of collaborative consultation.
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Key Dates
Department and Agencies
Related Federal Register Documents
2026-20915, Final Flood Hazard Determinations
Starting January 22, 2027, new flood risk maps will take effect for certain communities, showing updated flood zones and water levels. Homeowners, businesses, and local governments in these areas will need to follow new rules to stay in the National Flood Insurance Program, which could affect insurance costs and building plans. These changes help keep everyone safer from floods and make sure insurance matches the real risks.
2026-20908, Changes in Flood Hazard Determinations
FEMA just updated flood risk maps for several communities, changing flood zones and water levels. If you live or own property in these areas, your flood insurance and building rules might change soon. These updates are final, so check your local map and get ready to act if needed to stay protected and insured.
2026-20917, Final Flood Hazard Determinations
Starting February 19, 2027, new flood risk maps will take effect for certain communities, showing updated flood zones and water levels. Homeowners, renters, and local officials in these areas should check the changes because they can affect flood insurance costs and building rules. These updates help keep everyone safer and ensure communities stay in the National Flood Insurance Program.
2026-20916, Final Flood Hazard Determinations
Starting February 5, 2027, several communities will see updated flood risk maps that show new or changed flood zones and water levels. These changes affect homeowners, renters, and local governments by guiding flood insurance rules and safety plans. If you live in these areas, your flood insurance and building rules might change, so get ready to check the new maps online or at local offices!
2026-20926, Proposed Flood Hazard Determinations
FEMA is updating flood risk maps for certain communities, which could change flood zones and water levels used for insurance and safety rules. If you live in these areas, your flood insurance and building rules might change, so check the new maps and share your thoughts by January 12, 2027. These updates help keep communities safe and insurance fair, so don’t miss the chance to weigh in!
2026-20914, Proposed Flood Hazard Determinations
FEMA is updating flood risk maps for certain communities, which could change flood zones and base flood levels. If you live or own property in these areas, these changes might affect your flood insurance and local rules. You have until January 12, 2027, to review and comment on these updates before they become final.
Previous / Next Documents
Previous: 2026-20910, Proposed Flood Hazard Determinations
FEMA is updating flood risk maps for certain communities, which could change flood zones and base flood levels. If you live or own property in these areas, these changes might affect your flood insurance and building rules. You’ve got until January 12, 2027, to check out the new maps and share your thoughts before they become official.
Next: 2026-20912, Proposed Flood Hazard Determinations
FEMA is updating flood risk maps for certain communities, which could change flood zones and rules for flood insurance. If you live or own property in these areas, these changes might affect your insurance costs and building rules. You have until January 12, 2027, to review and comment on these updates before they become official.