2026-20912NoticeWallet

FEMA Proposes Flood Map Tweaks for Select Communities

Published Date: 10/14/2026

Notice

Summary

FEMA is updating flood risk maps for certain communities, which could change flood zones and rules for flood insurance. If you live or own property in these areas, these changes might affect your insurance costs and building rules. You have until January 12, 2027, to review and comment on these updates before they become official.

Analyzed Economic Effects

6 provisions identified: 4 benefits, 0 costs, 2 mixed.

Flood map changes could alter costs and rules

FEMA is proposing changes to flood maps that may add or modify Base Flood Elevations (BFE), base flood depth, Special Flood Hazard Area (SFHA) boundaries or zone designations, or the regulatory floodway on Flood Insurance Rate Maps (FIRMs) and Flood Insurance Study (FIS) reports. If you live or own property in the listed communities, these changes might affect your flood insurance costs and the building or floodplain rules that apply to your property.

Lafayette County, MS has a July 10, 2026 preliminary map

Lafayette County, Mississippi and incorporated areas are listed with Project 22-04-0018S and a Preliminary FIRM date of July 10, 2026. The community map repository locations include Oxford City Hall (107 Courthouse Square, Oxford, MS 38655) and the Lafayette County Chancery Courthouse (300 North Lamar Boulevard, Oxford, MS 38655).

Deadline to review and comment: January 12, 2027

You have until January 12, 2027 to submit comments on the proposed flood hazard determinations (Docket No. FEMA-B-2635). Comments may be mailed to David N. Bascom at FEMA, 400 C Street SW, Washington, DC 20472 or emailed to the address listed in the notice.

Preliminary maps and reports available online for review

The Preliminary FIRM and, where applicable, the FIS report are available for inspection at https://hazards.fema.gov/femaportal/prelimdownload. The current effective FIRM and FIS report are available for comparison at https://msc.fema.gov.

Reconsideration requests are treated as appeals

Any request for reconsideration of the revised flood hazard information that satisfies the data requirements in 44 CFR 67.6(b) will be considered an appeal. Comments unrelated to the flood hazard determinations will also be considered prior to the FIRM and FIS report becoming effective.

Scientific Resolution Panel available after 60 days

Communities may use a Scientific Resolution Panel (SRP) to resolve conflicting technical data after FEMA and the local community have engaged in a collaborative consultation process for at least 60 days without a mutually acceptable resolution. SRPs are independent experts who review technical disputes in hydrology and hydraulics.

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Key Dates

Published Date
Comments Due
10/14/2026
1/12/2027

Department and Agencies

Department
Independent Agency
Agency
Homeland Security Department
Federal Emergency Management Agency
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