Federal Reserve Posts Another Round of Bank Control Notices
Published Date: 10/22/2026
Notice
Summary
If you want to buy or control shares in a bank or bank holding company, you need to tell the Federal Reserve and wait for approval. People affected include anyone applying to own bank shares, and they must submit comments by November 6, 2026. This process keeps banks safe and fair, and you can check or comment on applications quickly online or at Federal Reserve offices.
Analyzed Economic Effects
3 provisions identified: 1 benefits, 1 costs, 1 mixed.
Must File to Acquire Bank Shares
If you want to acquire or control shares of a bank or a bank holding company, you must apply under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Regulation Y (12 CFR 225.41). The Board considers the factors set forth in paragraph 7 of the Act when acting on those applications.
Public Access to Application Materials
Public portions of these bank-control applications are available for immediate inspection at the Federal Reserve Bank(s) listed and at the Board of Governors. You can also request expedited access by contacting the appropriate Reserve Bank or the Board's Freedom of Information Office at https://www.federalreserve.gov/foia/request.htm.
Public Comment Process and Deadline
Interested persons may submit written comments on the standards in paragraph 7 of the Act; comments must be received at the indicated Reserve Bank or the Board of Governors (Benjamin W. McDonough, Secretary) not later than November 6, 2026. Comments are subject to public disclosure and generally will be made available without change, so you should not include confidential or identifying information in your submission.
Personalized for You
How does this regulation affect your finances?
Personalize government policy and PRIA will tell you what this federal register document means for your household, plus every other regulation we track. PRIA reads each provision against your financial profile to show you exactly what matters to your wallet.
Key Dates
Related Federal Register Documents
2026-08298, Regulatory Capital Rule: Community Bank Leverage Ratio Framework
Starting July 1, 2026, community banks get a break! The minimum leverage ratio drops from 9% to 8%, making it easier for smaller banks to meet rules. Plus, banks can now stay in this easier framework longer—up to four straight quarters instead of two—helping them manage their money better without rushing.
2026-05960, Regulatory Capital Rules: Regulatory Capital and Standardized Approach for Risk-Weighted Assets
Big banks and community banks are getting new rules to better measure the risks in their loans and investments. The changes update how banks count certain assets and income when figuring out their safety net money, called regulatory capital. These updates aim to make banks safer and smarter with their money, with some rules kicking in soon and affecting how much capital banks need to hold.
2025-21626, Regulatory Capital Rule: Modifications to the Enhanced Supplementary Leverage Ratio Standards for U.S. Global Systemically Important Bank Holding Companies and Their Subsidiary Depository Institutions; Total Loss-Absorbing Capacity and Long-Term Debt Requirements for U.S. Global Systemically Important Bank Holding Companies
Big U.S. banks that are super important to the economy are getting new rules to keep them safer and stronger. These changes tweak how much money they must keep on hand and how they handle long-term debt, helping prevent financial trouble. The new rules kick in soon and could affect how these banks manage billions in assets and debt.
2025-21625, Regulatory Capital Rule: Revisions to the Community Bank Leverage Ratio Framework
The government wants to make it easier for small banks to stay in a special low-risk capital program by lowering the required leverage ratio from 9% to 8%. They’re also giving banks more time—up to four quarters instead of two—to fix any issues without losing their spot. Banks and bank holding companies should weigh in by January 30, 2026, as these changes could save them money and reduce red tape.
2026-21626, Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Some companies want to become bank holding companies or buy banks, and they’ve asked the Federal Reserve for approval. If you want to share your thoughts, you have until November 23, 2026, to send comments. This process affects banks, their owners, and the public by keeping bank ownership clear and regulated.
2026-21513, Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Some companies want to become bank holding companies or buy banks, and the Federal Reserve is checking their applications. If you want to share your thoughts, you have until November 20, 2026, to send comments. This process affects banks, companies, and the public by making sure these deals are safe and fair.
Previous / Next Documents
Previous: 2026-21624, Welded Stainless Pressure Pipe From India: Final Results of Antidumping Duty Administrative Review; 2023-2024
The U.S. Department of Commerce found that Suncity Metals and Tubes from India sold welded stainless pressure pipes at unfairly low prices between November 2023 and October 2024. Because of this, extra duties (taxes) will apply to their imports starting October 22, 2026. This means U.S. buyers might pay a bit more, helping American businesses compete fairly.
Next: 2026-21626, Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Some companies want to become bank holding companies or buy banks, and they’ve asked the Federal Reserve for approval. If you want to share your thoughts, you have until November 23, 2026, to send comments. This process affects banks, their owners, and the public by keeping bank ownership clear and regulated.