2026-21941NoticeWallet

FEMA Wants to Renew the Form Towns Use for Flood Insurance

Published Date: 10/28/2026

Notice

Summary

FEMA is asking for public feedback on extending the form communities use to join or stay in the National Flood Insurance Program. If your town is in a flood-prone area, this affects you because it helps protect property owners with flood insurance. Comments are open until November 27, 2026, so don’t miss your chance to weigh in!

Analyzed Economic Effects

3 provisions identified: 0 benefits, 2 costs, 1 mixed.

Extension of NFIP Application Data Collection

FEMA is seeking OMB review to extend the information collection for the "Application for Participation in the National Flood Insurance Program" (OMB No. 1660-0004). FEMA estimates 22,792 respondents, 91,033 responses, 273,144 total annual burden hours, and an estimated total annual respondent cost of $28,704,703; comments are due by November 27, 2026.

One-Year Deadline to Apply or Lose Federal Aid

Communities identified as flood-prone must apply for NFIP participation within one year after their flood-prone status is identified or face the prohibition of certain types of federal and federally related financial assistance for use in their floodplains. The rule cites 44 CFR 59.2 and related provisions governing this one-year requirement.

Community Standards and Documentation Requirement

To qualify for the NFIP, participating communities must adopt minimum floodplain management standards per 44 CFR 60.3, 60.4, and 60.5 and retain documentation of development in flood hazard areas as described in 44 CFR 59.22; this documentation must be made available to FEMA upon request to verify program effectiveness and property owners' eligibility for flood insurance.

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Key Dates

Published Date
Comments Due
10/28/2026
11/27/2026

Department and Agencies

Department
Independent Agency
Agency
Homeland Security Department
Federal Emergency Management Agency
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