Storm-Damaged Tennessee Counties Get Federal Disaster Loan Deadlines
Published Date: 11/12/2026
Notice
Summary
Tennessee got hit by big storms and strong winds on August 22, 2026, and now the government is stepping in to help. People and businesses in Shelby County and nearby areas can apply for disaster loans to fix damage or cover lost income. You’ve got until January 5, 2027, for physical damage loans and August 6, 2027, for economic injury loans—so don’t wait!
Analyzed Economic Effects
3 provisions identified: 3 benefits, 0 costs, 0 mixed.
Low‑interest physical damage loans
If your home, business, or private non‑profit property was damaged by the August 22, 2026 storms and you are in the declared areas (Primary County: Shelby; contiguous counties: Fayette and Tipton in Tennessee; Crittenden and Mississippi in Arkansas; Desoto and Marshall in Mississippi), you may apply for SBA Physical Disaster Loans. Deadlines: apply by January 5, 2027. Interest rates listed include 6.000% for homeowners with credit available elsewhere, 3.000% for homeowners without credit available elsewhere, 8.000% for businesses with credit available elsewhere, 4.000% for businesses without credit available elsewhere, and 3.625% for private non‑profits.
Economic Injury (EIDL) loans for businesses
Small businesses and small agricultural cooperatives in the declared areas can apply for Economic Injury Disaster Loans (EIDL) to cover working capital losses caused by the August 22, 2026 disaster. Deadline to apply for EIDL is August 6, 2027. Interest rates shown include 4.000% for businesses and small agricultural cooperatives without credit available elsewhere, and 3.625% for private non‑profits without credit available elsewhere.
How and where to apply for SBA aid
You can apply for SBA disaster loans online at the MySBA Loan Portal (https://lending.sba.gov) or in person at locally announced locations. For help contact the SBA disaster assistance customer service center at 1-800-659-2955, email [email protected], or use 7-1-1 for relay service if you are deaf, hard of hearing, or have a speech disability.
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