HR1093119th CongressWALLET

Natural Disaster Property Protection Act of 2025

Sponsored By: Representative Pettersen, Brittany [D-CO-7]

Introduced

Summary

Raises the IRS reporting threshold for business payments tied to natural-disaster repair and mitigation to $5,000. The bill would amend Internal Revenue Code sections 6041 and 6041A to replace the $600 reporting trigger with $5,000 for payments made in a trade or business for "qualified natural disaster expenses." Those expenses are defined to include costs to mitigate risks to real property from natural disasters or extreme weather and costs to repair damage to real property. The change would apply to amounts paid or incurred after enactment.

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 1 benefits, 0 costs, 0 mixed.

Higher reporting threshold for business disaster repairs

If enacted, businesses would report certain payments to the IRS only when total to one payee reaches $5,000 in a year, instead of $600. This would cover work to prevent or repair damage to land or buildings from natural disasters or extreme weather. It would apply to payments made in a trade or business, including pay for services. It would take effect for amounts paid or incurred after enactment. Other payment types would keep current reporting thresholds.

Sponsors & CoSponsors

Sponsor

Pettersen, Brittany [D-CO-7]

CO • D

Cosponsors

  • LaMalfa

    CA • R

    Sponsored 2/6/2025

Roll Call Votes

No roll call votes available for this bill.

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