AI PLAN Act
Sponsored By: Representative Nunn, Zachary [R-IA-3]
In Committee
Summary
Defend U.S. financial systems from AI-enabled financial crime. The AI PLAN Act would require Treasury, Homeland Security, and Commerce to build a coordinated federal strategy to counter AI-driven fraud, deepfakes, synthetic identities, election interference, and market manipulation.
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- Federal agencies: Treasury, Homeland Security, and Commerce must deliver a joint report to Congress within 180 days and then annually. The reports must list ready-to-use tools and technologies and itemize people, hardware, software, and budget estimates needed to fight AI-enabled financial crime, with input from officials such as the U.S. Trade Representative, Attorney General, Federal Reserve Chair, NIST Director, Commerce's Under Secretary for Industry and Security, and SEC Chair.
- American businesses and markets: Reports must include best practices and operational guidance to help firms and market operators detect and respond to deepfakes, voice cloning, false flags, synthetic identities, and other forms of digital fraud.
- Congress and policymakers: Within 90 days after each report the three secretaries must submit legislative recommendations and incident response guidance to help close policy gaps and improve incident handling.
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Bill Overview
No Economic Impacts Identified for this Bill
Sponsors & CoSponsors
Sponsor
Nunn, Zachary [R-IA-3]
IA • R
Cosponsors
Himes
CT • D
Sponsored 3/14/2025
Rep. Begich, Nicholas J. [R-AK-At Large]
AK • R
Sponsored 6/3/2025
Rep. Moran, Nathaniel [R-TX-1]
TX • R
Sponsored 7/14/2025
Rep. Vindman, Eugene Simon [D-VA-7]
VA • D
Sponsored 7/23/2025
Rep. Gottheimer, Josh [D-NJ-5]
NJ • D
Sponsored 8/8/2025
Rep. Gillen, Laura [D-NY-4]
NY • D
Sponsored 10/14/2025
Rep. McDonald Rivet, Kristen [D-MI-8]
MI • D
Sponsored 12/16/2025
Roll Call Votes
No roll call votes available for this bill.
View on Congress.gov