Healthcare Freedom and Choice Act
Sponsored By: Representative Carter, Earl L. "Buddy" [R-GA-1]
Introduced
Summary
Nullifies the 2024 interagency rule on short-term, limited-duration insurance and independent, noncoordinated excepted benefits. This bill would make the IRS, Employee Benefits Security Administration, and HHS rule (89 Fed. Reg. 23338, April 3, 2024) have no force or effect.
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Bill Overview
Analyzed Economic Effects
1 provisions identified: 0 benefits, 0 costs, 1 mixed.
Looser rules for short-term health plans
If enacted, this would cancel the federal rule on short-term, limited-duration health insurance and certain excepted benefits issued April 3, 2024 (89 Fed. Reg. 23338). The change would take effect upon enactment. You might see more short-term health plans for sale. These plans often have fewer protections than regular comprehensive health plans. If you choose one, you could face limits on covered care or higher out-of-pocket costs.
Sponsors & CoSponsors
Sponsor
Carter, Earl L. "Buddy" [R-GA-1]
GA • R
Cosponsors
Buchanan
FL • R
Sponsored 1/14/2025
Crenshaw
TX • R
Sponsored 1/14/2025
Rep. Letlow, Julia [R-LA-5]
LA • R
Sponsored 1/14/2025
Allen
GA • R
Sponsored 1/14/2025
Rep. Smucker, Lloyd [R-PA-11]
PA • R
Sponsored 1/14/2025
Kelly (PA)
PA • R
Sponsored 1/14/2025
Rep. Yakym, Rudy [R-IN-2]
IN • R
Sponsored 2/4/2025
Fulcher
ID • R
Sponsored 10/28/2025
Fitzgerald
WI • R
Sponsored 12/4/2025
Bentz
OR • R
Sponsored 12/18/2025
Rep. Barrett, Tom [R-MI-7]
MI • R
Sponsored 2/25/2026
Roll Call Votes
No roll call votes available for this bill.
View on Congress.gov