HR5010119th CongressWALLET

Farm Credit Adjustment Act

Sponsored By: Representative Vindman, Eugene Simon [D-VA-7]

Introduced

Summary

Allows the Farm Credit Administration to extend mandatory examinations for low-risk Farm Credit System institutions up to 24 months. The Farm Credit Adjustment Act would amend Section 5.19(a) of the Farm Credit Act of 1971 so the FCA, in its sole discretion, may lengthen the interval between mandatory exams for institutions it deems low-risk to no more than 24 months. The change would take effect October 1, 2026.

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 1 benefits, 0 costs, 0 mixed.

Longer exam cycle for farm lenders

If enacted, the Farm Credit Administration could space out exams for farm credit lenders it deems low-risk. It could extend the required exam cycle to as long as 24 months. Any extension would be at the agency’s discretion and not automatic. The change would start on October 1, 2026. Borrowers could see small indirect effects on costs or oversight.

Sponsors & CoSponsors

Sponsor

Vindman, Eugene Simon [D-VA-7]

VA • D

Cosponsors

  • Rep. Fallon, Pat [R-TX-4]

    TX • R

    Sponsored 8/19/2025

  • Rep. Jackson, Ronny [R-TX-13]

    TX • R

    Sponsored 9/8/2025

  • McGuire

    VA • R

    Sponsored 9/9/2025

  • Bishop

    GA • D

    Sponsored 9/16/2025

  • Rep. Moore, Barry [R-AL-1]

    AL • R

    Sponsored 9/16/2025

  • Rep. Comer, James [R-KY-1]

    KY • R

    Sponsored 9/18/2025

  • Pfluger

    TX • R

    Sponsored 10/14/2025

  • Rep. McClain Delaney, April [D-MD-6]

    MD • D

    Sponsored 11/19/2025

  • Gray

    CA • D

    Sponsored 11/20/2025

  • Rep. Figures, Shomari [D-AL-2]

    AL • D

    Sponsored 12/15/2025

  • Rescom. Hernández, Pablo Jose [D-PR-At Large]

    PR • D

    Sponsored 12/15/2025

Roll Call Votes

No roll call votes available for this bill.

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