Community Investment and Prosperity Act
Sponsored By: Representative Lawler, Michael [R-NY-17]
Introduced
Summary
This bill would raise the statutory cap on public-welfare investments by national banking associations and State member banks from 15 to 20. It increases how much those banks may invest to promote the public welfare under two statutes.
Your PRIA Score
Personalized for You
How does this bill affect your finances?
Sign up for a PRIA Policy Scan to see your personalized alignment score for this bill and every other piece of legislation we track. We analyze your financial profile against policy provisions to show you exactly what matters to your wallet.
Bill Overview
Analyzed Economic Effects
1 provisions identified: 1 benefits, 0 costs, 0 mixed.
Banks allowed higher community investments
If enacted, this bill would raise the numeric cap used to measure banks' allowed public-welfare investments from 15 to 20. The change would apply to one sentence in 12 U.S.C. 24 and one sentence in 12 U.S.C. 338a. National and State member banks could count or make more public-welfare investments. This could enable more community or affordable-housing investments where banks choose to deploy funds. The bill does not create new funding, reporting, or programs.
Sponsors & CoSponsors
Sponsor
Lawler, Michael [R-NY-17]
NY • R
Cosponsors
Rep. Beatty, Joyce [D-OH-3]
OH • D
Sponsored 11/4/2025
Rep. Kim, Young [R-CA-40]
CA • R
Sponsored 11/4/2025
Rep. Vindman, Eugene Simon [D-VA-7]
VA • D
Sponsored 12/9/2025
McBride
DE • D
Sponsored 12/9/2025
Rep. Davids, Sharice [D-KS-3]
KS • D
Sponsored 12/9/2025
Davidson
OH • R
Sponsored 12/17/2025
Rep. Gottheimer, Josh [D-NJ-5]
NJ • D
Sponsored 1/16/2026
Rep. Bera, Ami [D-CA-6]
CA • D
Sponsored 3/17/2026
Roll Call Votes
No roll call votes available for this bill.
View on Congress.gov