Bank-Fintech Partnership Enhancement Act
Sponsored By: Representative Barr
In Committee
Summary
This bill would require federal regulators to study how partnerships between banks, credit unions, and fintech companies affect competition, innovation, consumer protection, and access to financial services.
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- Banks and credit unions: It would analyze whether partnerships speed product launches, lower compliance burdens, support formation of new banking organizations, boost customer acquisition, improve technology, or widen funding sources.
- Consumers and markets: It would examine how those partnerships change the availability of financial products and services, the level of competition, and consumer protections.
- Regulators and lawmakers: Agencies would identify what changes to federal laws, agency rules, or guidance could promote effective partnerships and would report their findings to Congress within 1 year.
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Bill Overview
No Economic Impacts Identified for this Bill
Sponsors & CoSponsors
Sponsor
Barr
KY • R
Cosponsors
Rep. Gottheimer, Josh [D-NJ-5]
NJ • D
Sponsored 12/16/2025
Sessions
TX • R
Sponsored 12/16/2025
Davidson
OH • R
Sponsored 12/16/2025
Rep. Moskowitz, Jared [D-FL-23]
FL • D
Sponsored 12/18/2025
Moore (NC)
NC • R
Sponsored 1/7/2026
Rep. Lawler, Michael [R-NY-17]
NY • R
Sponsored 1/9/2026
Roll Call Votes
No roll call votes available for this bill.
View on Congress.gov