HR7987119th CongressWALLET

CLIMB Act

Sponsored By: Representative Reschenthaler

Introduced

Summary

Protects businesses that serve state-legal cannabis companies from federal penalties. This bill would stop federal agencies from taking adverse action against a person solely for providing business assistance to cannabis-related legitimate businesses.

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  • Financial firms could offer accounts, loans, insurance, and other financial services without facing federal action solely for serving state-legal cannabis businesses.
  • Professional and operational service providers like accountants, lawyers, landlords, testing labs, advertisers, IT vendors, and consultants could work with cannabis firms without that work being the sole basis for federal penalties.
  • Investors and market intermediaries could underwrite, list, place, or distribute securities of cannabis-related legitimate businesses without federal agencies taking adverse action based only on those activities.
  • State-legal cannabis companies could gain broader access to capital, insurance, real estate, and professional services that currently face extra legal risk.

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 1 benefits, 0 costs, 0 mixed.

Protections and Market Access for Cannabis Businesses

If enacted, the bill would bar Federal agencies from taking adverse action solely because a person provides business assistance to state-legal cannabis businesses or their service providers. It would define "business assistance" to include loans and financial services, insurance, accounting, real estate deals, equipment and testing, advertising, legal and compliance help, IT and logistics, and underwriting or listing securities. The bill would also create a safe harbor allowing national exchanges and market participants to list, offer, or trade securities of state-authorized cannabis firms or related service providers notwithstanding certain Federal laws. These rules would take effect 180 days after enactment.

Sponsors & CoSponsors

Sponsor

Reschenthaler

PA • R

Cosponsors

  • Rep. Carter, Troy A. [D-LA-2]

    LA • D

    Sponsored 3/18/2026

  • Rep. Ryan, Patrick [D-NY-18]

    NY • D

    Sponsored 4/27/2026

  • Rep. Deluzio, Christopher R. [D-PA-17]

    PA • D

    Sponsored 5/12/2026

Roll Call Votes

No roll call votes available for this bill.

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