HR930119th CongressWALLET

Stop the Wait Act of 2025

Sponsored By: Representative Doggett, Lloyd [D-TX-37]

Introduced

Summary

Eliminates the long Social Security Disability Insurance waiting period so people with new disabilities can get benefits sooner. The bill phases the change from 2025 to 2029 and fully removes the waiting period for applications filed in 2029, with the new rule effective January 1, 2030.

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  • People applying for SSDI: Applications filed in 2025–2027 face a shortened waiting time of 3 months, 2028 applications see 2 months, and 2029 applications see 1 month before full elimination for later filings. This reduces the time between a disabling event and first benefit payments.
  • People under 65 who need Medicare during the transition: New rules let eligible individuals get Medicare Part A earlier and retroactively. The bill creates a Special Enrollment Period and starts Part A coverage as of the first day of the first month of entitlement for those who meet the modified rules, and it includes a seven-month enrollment window for some people.
  • Workers with specific coverage rules and Railroad Retirement beneficiaries: The bill ties an affordability test to an 8.5 percent threshold to define who is eligible for the Medicare accommodation and updates cross-references in the Railroad Retirement Act to keep benefit coordination consistent.

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Bill Overview

Analyzed Economic Effects

2 provisions identified: 2 benefits, 0 costs, 0 mixed.

Earlier Medicare for some disabled adults

Certain disabled adults under 65 could get Medicare Part A without waiting 24 months. If you are entitled to SSDI and meet an affordability test like the tax rule, set at 8.5% of income, your Medicare would start in your first month and be retroactive to that month. Your initial enrollment period would start that first month. People already entitled to Part A for less than 24 months at enactment would get a special window that starts the month after enactment and lasts seven months. These changes would take effect upon enactment.

Faster SSDI checks with no wait

This bill would shorten and then remove the SSDI waiting period. SSDI checks would start in the first month you are entitled, instead of after a wait. For applications filed in 2025–2027, the wait would drop to three months; in 2028 it would be two months; in 2029 it would be one month. These phase-down rules would apply to applications filed after enactment. Full elimination would take effect January 1, 2030 and would apply to applications filed on or after January 1, 2029.

Sponsors & CoSponsors

Sponsor

Doggett, Lloyd [D-TX-37]

TX • D

Cosponsors

  • Rep. Fitzpatrick, Brian K. [R-PA-1]

    PA • R

    Sponsored 2/4/2025

  • Rep. Ansari, Yassamin [D-AZ-3]

    AZ • D

    Sponsored 2/4/2025

  • Barragan

    CA • D

    Sponsored 2/4/2025

  • Rep. Beyer, Donald S. [D-VA-8]

    VA • D

    Sponsored 2/4/2025

  • Bishop

    GA • D

    Sponsored 2/4/2025

  • Bonamici

    OR • D

    Sponsored 2/4/2025

  • Rep. Boyle, Brendan F. [D-PA-2]

    PA • D

    Sponsored 2/4/2025

  • Rep. Brownley, Julia [D-CA-26]

    CA • D

    Sponsored 2/4/2025

  • Carson

    IN • D

    Sponsored 2/4/2025

  • Rep. Casar, Greg [D-TX-35]

    TX • D

    Sponsored 2/4/2025

  • Rep. Castor, Kathy [D-FL-14]

    FL • D

    Sponsored 2/4/2025

  • Castro (TX)

    TX • D

    Sponsored 2/4/2025

  • Rep. Chu, Judy [D-CA-28]

    CA • D

    Sponsored 2/4/2025

  • Rep. Cleaver, Emanuel [D-MO-5]

    MO • D

    Sponsored 2/4/2025

  • Cohen

    TN • D

    Sponsored 2/4/2025

  • Crockett

    TX • D

    Sponsored 2/4/2025

  • Crow

    CO • D

    Sponsored 2/4/2025

  • Davis (IL)

    IL • D

    Sponsored 2/4/2025

  • Rep. McClain Delaney, April [D-MD-6]

    MD • D

    Sponsored 2/4/2025

  • Rep. DeLauro, Rosa L. [D-CT-3]

    CT • D

    Sponsored 2/4/2025

  • Rep. Dingell, Debbie [D-MI-6]

    MI • D

    Sponsored 2/4/2025

  • Escobar

    TX • D

    Sponsored 2/4/2025

  • Espaillat

    NY • D

    Sponsored 2/4/2025

  • Rep. Leger Fernandez, Teresa [D-NM-3]

    NM • D

    Sponsored 2/4/2025

  • Rep. Fields, Cleo [D-LA-6]

    LA • D

    Sponsored 2/4/2025

  • Fletcher

    TX • D

    Sponsored 2/4/2025

  • Rep. Garamendi, John [D-CA-8]

    CA • D

    Sponsored 2/4/2025

  • Rep. García, Jesús G. "Chuy" [D-IL-4]

    IL • D

    Sponsored 2/4/2025

  • Rep. Garcia, Sylvia R. [D-TX-29]

    TX • D

    Sponsored 2/4/2025

  • Rep. Golden, Jared F. [D-ME-2]

    ME • D

    Sponsored 2/4/2025

  • Rep. Goldman, Daniel S. [D-NY-10]

    NY • D

    Sponsored 2/4/2025

  • Rep. Gottheimer, Josh [D-NJ-5]

    NJ • D

    Sponsored 2/4/2025

  • Rep. Green, Al [D-TX-9]

    TX • D

    Sponsored 2/4/2025

  • Grijalva

    AZ • D

    Sponsored 2/4/2025

  • Rep. Hayes, Jahana [D-CT-5]

    CT • D

    Sponsored 2/4/2025

  • Rep. Hoyle, Val T. [D-OR-4]

    OR • D

    Sponsored 2/4/2025

  • Rep. Jayapal, Pramila [D-WA-7]

    WA • D

    Sponsored 2/4/2025

  • Johnson (GA)

    GA • D

    Sponsored 2/4/2025

  • Khanna

    CA • D

    Sponsored 2/4/2025

  • Rep. Lee, Summer L. [D-PA-12]

    PA • D

    Sponsored 2/4/2025

  • Rep. Lynch, Stephen F. [D-MA-8]

    MA • D

    Sponsored 2/4/2025

  • Rep. Magaziner, Seth [D-RI-2]

    RI • D

    Sponsored 2/4/2025

  • McBath

    GA • D

    Sponsored 2/4/2025

  • Rep. Meng, Grace [D-NY-6]

    NY • D

    Sponsored 2/4/2025

  • Rep. Moore, Gwen [D-WI-4]

    WI • D

    Sponsored 2/4/2025

  • Norcross

    NJ • D

    Sponsored 2/4/2025

  • Del. Norton, Eleanor Holmes [D-DC-At Large]

    DC • D

    Sponsored 2/4/2025

  • Ocasio-Cortez

    NY • D

    Sponsored 2/4/2025

  • Rep. Panetta, Jimmy [D-CA-19]

    CA • D

    Sponsored 2/4/2025

  • Pingree

    ME • D

    Sponsored 2/4/2025

  • Rep. Ramirez, Delia C. [D-IL-3]

    IL • D

    Sponsored 2/4/2025

  • Rep. Raskin, Jamie [D-MD-8]

    MD • D

    Sponsored 2/4/2025

  • Rep. Salinas, Andrea [D-OR-6]

    OR • D

    Sponsored 2/4/2025

  • Rep. Sánchez, Linda T. [D-CA-38]

    CA • D

    Sponsored 2/4/2025

  • Rep. Scanlon, Mary Gay [D-PA-5]

    PA • D

    Sponsored 2/4/2025

  • Schakowsky

    IL • D

    Sponsored 2/4/2025

  • Rep. Sherman, Brad [D-CA-32]

    CA • D

    Sponsored 2/4/2025

  • Sherrill

    NJ • D

    Sponsored 2/4/2025

  • Soto

    FL • D

    Sponsored 2/4/2025

  • Rep. Sykes, Emilia Strong [D-OH-13]

    OH • D

    Sponsored 2/4/2025

  • Rep. Takano, Mark [D-CA-39]

    CA • D

    Sponsored 2/4/2025

  • Thompson (MS)

    MS • D

    Sponsored 2/4/2025

  • Rep. Titus, Dina [D-NV-1]

    NV • D

    Sponsored 2/4/2025

  • Rep. Tonko, Paul [D-NY-20]

    NY • D

    Sponsored 2/4/2025

  • Trahan

    MA • D

    Sponsored 2/4/2025

  • Turner (TX)

    TX • D

    Sponsored 2/4/2025

  • Rep. Veasey, Marc A. [D-TX-33]

    TX • D

    Sponsored 2/4/2025

  • Rep. Velázquez, Nydia M. [D-NY-7]

    NY • D

    Sponsored 2/4/2025

  • Rep. Wasserman Schultz, Debbie [D-FL-25]

    FL • D

    Sponsored 2/4/2025

  • Rep. Waters, Maxine [D-CA-43]

    CA • D

    Sponsored 2/4/2025

  • Rep. Watson Coleman, Bonnie [D-NJ-12]

    NJ • D

    Sponsored 2/4/2025

  • Rep. Williams, Nikema [D-GA-5]

    GA • D

    Sponsored 2/4/2025

  • Wilson (FL)

    FL • D

    Sponsored 2/4/2025

  • Rep. Nadler, Jerrold [D-NY-12]

    NY • D

    Sponsored 3/6/2025

  • Rep. Davids, Sharice [D-KS-3]

    KS • D

    Sponsored 3/24/2025

  • Rep. Johnson, Julie [D-TX-32]

    TX • D

    Sponsored 3/25/2025

  • Rep. Evans, Dwight [D-PA-3]

    PA • D

    Sponsored 4/28/2025

  • Rep. Pressley, Ayanna [D-MA-7]

    MA • D

    Sponsored 7/10/2025

  • Riley (NY)

    NY • D

    Sponsored 9/30/2025

  • Rep. Dexter, Maxine [D-OR-3]

    OR • D

    Sponsored 10/31/2025

  • Simon

    CA • D

    Sponsored 10/31/2025

  • Rep. Pocan, Mark [D-WI-2]

    WI • D

    Sponsored 2/2/2026

  • Grijalva

    AZ • D

    Sponsored 2/3/2026

  • Jackson (IL)

    IL • D

    Sponsored 4/9/2026

Roll Call Votes

No roll call votes available for this bill.

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