HR9554119th CongressWALLET

Senior Accessible Housing Tax Credit Act of 2026

Sponsored By: Representative Latimer, George [D-NY-16]

Introduced

Summary

Would create the Senior Accessible Housing Credit to help older adults pay for home modifications that support safe, independent living. It would also authorize federal grants to help retrofit homes for older adults.

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Bill Overview

Analyzed Economic Effects

2 provisions identified: 2 benefits, 0 costs, 0 mixed.

Tax credit for senior home changes

If enacted, you would be able to claim the new Senior Accessible Housing Credit (section 25G) against your federal income tax. The credit would be nonrefundable and equal to qualified accessible housing expenses you paid or incurred that year, up to $10,000 per taxpayer per year. Qualified expenses would include listed home changes (ramps, widened doorways, handrails or grab bars, non-slip flooring, bathtub/shower modifications, chair lifts, replaced fixtures and similar work the Secretary approves) and related onsite labor costs. The credit would phase down by $1 for every $2 your modified adjusted gross income (MAGI) is over the filing-status thresholds ($200,000 joint or surviving spouse; $150,000 head of household; $100,000 other filers). You could not claim another credit or deduction for the same expenses to the extent of this credit, and the property basis would be reduced by the credit amount where applicable. The rule would apply for tax years beginning after December 31, 2026, and dollar limits would be inflation-adjusted after 2027.

Grants for older adult home repairs

If enacted, the bill would authorize $100,000,000 to HUD for each fiscal year 2027 through 2031 for the Older Adult Home Modification Grant Program. The authorized funds would be for grants that pay for home changes that help older adults live safely and independently. Grants under the program could help both homeowners and renters. The authorization covers fiscal years 2027, 2028, 2029, 2030, and 2031.

Sponsors & CoSponsors

Sponsor

Latimer, George [D-NY-16]

NY • D

Cosponsors

There are no cosponsors for this bill.

Roll Call Votes

No roll call votes available for this bill.

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