Thrift Savings Plan Updates Loan Payment Rules for Clarity

2025-23253 — Curing Missed Loan Payments

If you’re a federal employee or service member with a TSP loan, good news! Starting December 18, 2025, missed loan payments can be automatically caught up through resumed payroll deductions, making it easier to stay on track. No more hassle with checks or extra payments—just let your paycheck do the work and avoid loan defaults.

2025-19538 — Roth In-Plan Conversions

The Federal Retirement Thrift Investment Board wants to let federal workers and service members convert their traditional TSP savings into Roth TSP accounts. This means you can pay taxes now and enjoy tax-free withdrawals later. Comments on this plan are open until November 14, 2025, so get ready to weigh in!

2025-13005 — Correction of Administrative Errors

If you get your job back or are appointed retroactively under certain federal retirement plans, your agency must let you start or update your Thrift Savings Plan (TSP) contributions right away. This fix clears up a previous mistake to make sure contributions start no later than the first full pay period after you choose. It affects federal employees and helps keep your retirement savings on track without delays.

2025-12698 — Procedures for Applying Payments to Principal and Interest Upon Loan Reamortization

If you have a loan with the Thrift Savings Plan (TSP), here’s a change you’ll want to know about! Now, when your loan is reamortized (that’s a fancy word for adjusting your payment plan), the interest you owe will be added to your main loan balance. This means your new payments will be calculated on the total amount, starting as soon as the change kicks in.

2025-11471 — Method of Correcting Errors Involving Retired Lifecycle Funds

If you have money in a Lifecycle Fund that was retired before June 1, 2022, the Federal Retirement Thrift Investment Board is changing how they fix mistakes with those funds. They’re going back to using a special share price to figure out any lost or gained value. This update helps make sure your retirement money is corrected fairly and accurately.

2025-08221 — Curing Missed Loan Payments

If you’ve missed loan payments from your federal retirement account, good news! The rules are changing to make it clearer how and when you can fix those missed payments before things get messy. This update affects federal retirement savers and sets a clear deadline to catch up by the end of the quarter after you missed a payment—helping you avoid losing your loan benefits or facing unexpected taxes.

Previous: 2025-06656 — International Mailing Services: Proposed Price Changes

The Postal Service is planning to update international mailing prices soon. If you send mail overseas, expect some price changes that match recent updates in mailing services. These changes will affect how much you pay and when the new prices kick in, so get ready to adjust your mailing plans!

Next: 2025-06689 — Amendment of Class D and Class E Airspace; Fargo, ND

The FAA is updating the airspace rules around Fargo, ND to keep things safe and smooth for pilots flying by instruments. They’re tweaking the boundaries of Class D and Class E airspace, fixing airport coordinates, and updating navigation names. These changes help keep everything up-to-date with FAA standards and won’t cost anyone extra or cause delays.