Fed Reviews Bank Share Acquisition Applications
Published Date: 10/2/2025
Notice
Summary
Some folks want to buy shares in banks or bank companies, and the Federal Reserve is checking their applications to make sure everything’s fair and safe. If you’re interested, you can see the details or share your thoughts by October 17, 2025. This process helps keep banks strong and protects everyone’s money.
Analyzed Economic Effects
3 provisions identified: 1 benefits, 1 costs, 1 mixed.
Public comment chance on bank takeovers
You can inspect public parts of applications to buy a bank and submit written comments on those applications. Comments must be received by October 17, 2025, and the public portions of applications are available at the Federal Reserve Bank listed (Richmond) and at the Board of Governors.
Comments will be publicly disclosed
If you submit comments about these bank-control applications, your comments are subject to public disclosure and generally will be made available without changes. Do not include confidential or identifying business or contact information in your comments.
Application: Exploration Capital seeks M&F Bancorp
Exploration Capital Fund, L.P., related entities of Salt Lake City, Utah, and Stephen Gustin of Vineyard, Utah, have applied to acquire voting shares of M&F Bancorp, Inc., and thereby indirectly acquire Mechanics & Farmers Bank in Durham, North Carolina; comments on this application must be received by October 17, 2025, and public files are available at the Federal Reserve Bank of Richmond and the Board of Governors.
Your PRIA Score
Personalized for You
How does this regulation affect your finances?
Sign up for a PRIA Policy Scan to see your personalized alignment score for this federal register document and every other regulation we track. We analyze your financial profile against policy provisions to show you exactly what matters to your wallet.
Key Dates
Related Federal Register Documents
2025-21626 — Regulatory Capital Rule: Modifications to the Enhanced Supplementary Leverage Ratio Standards for U.S. Global Systemically Important Bank Holding Companies and Their Subsidiary Depository Institutions; Total Loss-Absorbing Capacity and Long-Term Debt Requirements for U.S. Global Systemically Important Bank Holding Companies
Big U.S. banks that are super important to the economy are getting new rules to keep them safer and stronger. These changes tweak how much money they must keep on hand and how they handle long-term debt, helping prevent financial trouble. The new rules kick in soon and could affect how these banks manage billions in assets and debt.
2026-06545 — Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company
If you want to buy or keep a big chunk of a bank or its parent company, you need to tell the Federal Reserve and wait for their thumbs-up. People who want to make these moves must share info publicly and accept comments until April 20, 2026. This keeps bank ownership clear and fair, so everyone knows who’s in charge and when changes happen.
2026-06101 — Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Some companies want to become bank holding companies or buy banks, and the Federal Reserve is checking their applications. If you have thoughts, you can send comments by April 29, 2026. This process affects banks, investors, and the public, making sure big bank moves are safe and fair.
2026-05961 — Regulatory Capital Rule (Regulation Q): Risk-Based Capital Surcharges for Global Systemically Important Bank Holding Companies; Systemic Risk Report (FR Y-15)
Big banks that matter most to the U.S. economy will see changes in how their risk-based capital surcharges are calculated. The new rules tweak formulas, smooth out data bumps, and update reports to better match real-world risks, with adjustments for growth and inflation each year. These updates aim to keep our financial system safer, and banks need to get ready by June 18, 2026, to share their thoughts.
2026-05960 — Regulatory Capital Rules: Regulatory Capital and Standardized Approach for Risk-Weighted Assets
Big banks and community banks are getting new rules to better measure the risks in their loans and investments. The changes update how banks count certain assets and income when figuring out their safety net money, called regulatory capital. These updates aim to make banks safer and smarter with their money, with some rules kicking in soon and affecting how much capital banks need to hold.
2026-05993 — Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company
If someone wants to buy or control shares in a bank or bank holding company, they have to tell the Federal Reserve first. People can check these plans and share their thoughts by April 13, 2026. This keeps bank ownership clear and fair, making sure big money moves get a thumbs-up from the government.
Previous / Next Documents
Previous: 2025-19302 — Notice of OFAC Sanctions Actions
The U.S. Treasury just took some names off the OFAC sanctions list, meaning these folks’ assets are now unlocked and free to use. If you were watching these names, it’s a sign that some restrictions have been lifted, and money tied to them can move again. This update helps businesses and banks know who’s back in the clear right now.
Next: 2025-19306 — Notice Pursuant to the National Cooperative Research and Production Act of 1993-Pistoia Alliance, Inc.
Pistoia Alliance, a group that helps companies work together on science projects, just updated its membership. Tecniplast from Italy joined, and the International Institute for Quantum Drug Discovery left. This change keeps the group’s special legal protections in place, and membership is still open for others who want to join.
Take It Personal
Get Your Personalized Policy View
Start a Free Government Policy Watch to see how policy affects your household, then upgrade to PRIA Full Coverage for year-round monitoring.
Already have an account? Sign in