CFPB Refreshes Privacy Rules for Payroll and Benefits Data
Published Date: 12/22/2025
Notice
Summary
The Consumer Financial Protection Bureau is updating how it handles employee records like payroll, benefits, and time off. This change affects CFPB employees and aims to keep their info safe and organized. You can share your thoughts by January 21, 2026, before the update goes live—no extra costs involved!
Analyzed Economic Effects
2 provisions identified: 0 benefits, 0 costs, 2 mixed.
CFPB records shared with Treasury Do Not Pay
If you are a current or former CFPB employee, volunteer, detailee, applicant, person who works at the Bureau, or a named dependent/beneficiary or emergency contact, CFPB will disclose your payroll, SSN, benefits, and related employee records to the U.S. Department of the Treasury’s Do Not Pay Working System. This disclosure is authorized under Executive Order 14249 and OMB Memorandum M-25-32 and is intended to identify, prevent, or recoup improper payments; the change is effective January 21, 2026 unless comments change that date.
Employee records shared for payroll, tax, and legal uses
CFPB's Employee Administrative Records System includes names, SSNs, pay rates, payroll data, benefits, time and attendance, and retirement information that may be disclosed to other federal agencies, contractors, and plan administrators. The notice lists routine disclosures to entities such as the IRS, Department of Justice, OPM, Department of Labor, Social Security Administration, Department of Veterans Affairs, and payroll processors to process paychecks, W-2s, taxes, benefit participation, audits, legal proceedings, and related administrative functions.
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Key Dates
Department and Agencies
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