2026-01085Notice

Banks Merging Again: Care to Comment by February?

Published Date: 1/21/2026

Notice

Summary

Some companies want to become or grow as bank holding companies by merging or buying other banks. If you’re involved in banking or just curious, you can share your thoughts by February 20, 2026. These moves could shake up local banking and might affect how money flows in your community.

Analyzed Economic Effects

3 provisions identified: 1 benefits, 0 costs, 2 mixed.

Home BancShares seeks Mountain Commerce merger

Home BancShares, Inc., Conway, Arkansas, applied to merge with Mountain Commerce Bancorp, Inc., and thereby indirectly acquire Mountain Commerce Bank of Knoxville, Tennessee. The notice says such moves could shake up local banking and might affect how money flows in your community; comments on this application are due by February 20, 2026.

Public comment window: Feb 20, 2026

You can send written comments about the bank holding company applications to the Federal Reserve Bank indicated or to the Board of Governors by February 20, 2026. Comments will be made public and should not include confidential personal or business information.

Public access to application files and FOIA

The public portions of the applications and related filings are available for immediate inspection at the Federal Reserve Bank(s) indicated and at the Board of Governors' offices. You can also request these records via the Board's Freedom of Information Office at https://www.federalreserve.gov/foia/request.htm.

Your PRIA Score

Score Hidden

Personalized for You

How does this regulation affect your finances?

Sign up for a PRIA Policy Scan to see your personalized alignment score for this federal register document and every other regulation we track. We analyze your financial profile against policy provisions to show you exactly what matters to your wallet.

Free to start

Key Dates

Published Date
1/21/2026

Department and Agencies

Department
Independent Agency
Agency
Federal Reserve System
Source: View HTML

Related Federal Register Documents

Previous / Next Documents

Back to Federal Register

Take It Personal

Get Your Personalized Policy View

Start a Free Government Policy Watch to see how policy affects your household, then upgrade to PRIA Full Coverage for year-round monitoring.

Already have an account? Sign in