2026-01933Notice

Renewal of Agency Information Collections for Comments Request: Proposed Collections

Published Date: 2/2/2026

Notice

Summary

The National Credit Union Administration (NCUA) is renewing important paperwork rules that affect credit unions and their members. They want your thoughts by April 3, 2026, before finalizing updates on how credit unions handle mergers and protect your privacy. These changes keep things clear and safe without adding big costs or time burdens.

Analyzed Economic Effects

4 provisions identified: 2 benefits, 2 costs, 0 mixed.

Privacy Notices and Opt-Out Rules

If you are a customer of a credit union, Regulation P requires the credit union to give clear initial and annual privacy notices and to offer you a chance to opt out of some information sharing. The NCUA estimates this information collection carries an annual burden of 433,620 hours and is being renewed; the agency is requesting comments by April 3, 2026.

Mortgage Originator Registration Requirement

Employees who act as residential mortgage loan originators must register with the Nationwide Mortgage Licensing System and obtain a unique identifier under the S.A.F.E. Act. The information collection renewal shows an estimated total annual burden of 86,423 hours and is open for comment through April 3, 2026.

Credit Union Merger and Conversion Paperwork

The NCUA is renewing the information collection for mergers of federally-insured credit unions and for conversions or terminations of federal share insurance under 12 CFR part 708b, which sets procedural and disclosure requirements. The agency estimates the collection imposes 5,352 total annual burden hours and is seeking comments by April 3, 2026.

Reverse Mortgage Risk Management Guidance

The NCUA is renewing an information collection tied to guidance that helps institutions manage compliance and consumer-protection risks in reverse mortgage lending. The agency estimates this collection imposes 160 total annual burden hours and is requesting comments by April 3, 2026.

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Key Dates

Published Date
Comments Due
2/2/2026
4/3/2026

Department and Agencies

Department
Independent Agency
Agency
National Credit Union Administration
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