CFPB Seeks Input on Ongoing Mortgage Data Collection
Published Date: 2/24/2026
Notice
Summary
The Consumer Financial Protection Bureau is asking for your thoughts on continuing to collect mortgage loan data from banks and lenders. This info helps make sure these institutions are fair and meet community housing needs. If you want to comment, do it by March 26, 2026—this process affects about 136 groups and involves over 1.5 million hours of work yearly.
Analyzed Economic Effects
3 provisions identified: 3 benefits, 0 costs, 0 mixed.
HMDA Data Collection Continues
You (individuals and households) are covered by the CFPB's request to extend the Home Mortgage Disclosure Act (Regulation C) information collection (OMB Control Number 3170-0008). The notice says the collection involves about 136 respondents and an estimated 1,510,960 total annual burden hours, and comments are due March 26, 2026.
Data Guides Public Investment
The CFPB says HMDA data are used to help public officials distribute public-sector investment so private investment will be attracted to areas where it is needed. If the OMB extends the information collection, that stated use of the data continues.
Supports Fair Lending Enforcement
The CFPB states HMDA data help identify possible discriminatory lending patterns and assist in enforcing antidiscrimination statutes. Continuing the collection (if extended by OMB) preserves that tool for detecting and addressing unfair mortgage lending.
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Key Dates
Department and Agencies
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