Fed Reviews Who Wants to Buy Bank Shares Next
Published Date: 2/25/2026
Notice
Summary
Some folks want to buy shares in banks or bank holding companies, and the Federal Reserve is checking their applications to make sure everything’s on the up and up. If you want to share your thoughts, you’ve got until March 12, 2026, to speak up. This process helps keep bank ownership clear and fair, with no surprises on who’s in control or how much money is involved.
Analyzed Economic Effects
4 provisions identified: 2 benefits, 1 costs, 1 mixed.
Public access to bank acquisition filings
You can inspect the public parts of applications to buy bank shares at the Federal Reserve Bank listed (for example, the New York Fed at 33 Liberty Street) and at the Board of Governors offices. You can also request these records on an expedited basis by contacting the indicated Reserve Bank or the Board’s Freedom of Information Office at https://www.federalreserve.gov/foia/request.htm.
Public comment opportunity and deadline
If you want to weigh in on a pending bank-control application, you may submit written comments on the legal standards cited in the Change in Bank Control Act. Comments about these applications must be received by the Reserve Bank listed or the Board of Governors by March 12, 2026.
Comments will be publicly disclosed
Comments sent to the Reserve Bank or Board will be made publicly available without change and may include personal or business contact information. The notice warns you not to include confidential information in your comments because it will generally be disclosed.
Specific ownership application: Capobianco family
The Josephine M. Capobicanco Irrevocable Gift Trust, Anthony M. Capobianco, and Sandra D. Capobianco (all of Glen Cove, NY) applied to join the Capobicanco Family Control Group to retain voting shares of American Community Bancorp, Inc., and thereby indirectly retain voting shares of American Community Bank. That application is listed for public inspection and comment.
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Key Dates
Related Federal Register Documents
2025-21626 — Regulatory Capital Rule: Modifications to the Enhanced Supplementary Leverage Ratio Standards for U.S. Global Systemically Important Bank Holding Companies and Their Subsidiary Depository Institutions; Total Loss-Absorbing Capacity and Long-Term Debt Requirements for U.S. Global Systemically Important Bank Holding Companies
Big U.S. banks that are super important to the economy are getting new rules to keep them safer and stronger. These changes tweak how much money they must keep on hand and how they handle long-term debt, helping prevent financial trouble. The new rules kick in soon and could affect how these banks manage billions in assets and debt.
2026-06545 — Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company
If you want to buy or keep a big chunk of a bank or its parent company, you need to tell the Federal Reserve and wait for their thumbs-up. People who want to make these moves must share info publicly and accept comments until April 20, 2026. This keeps bank ownership clear and fair, so everyone knows who’s in charge and when changes happen.
2026-06101 — Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Some companies want to become bank holding companies or buy banks, and the Federal Reserve is checking their applications. If you have thoughts, you can send comments by April 29, 2026. This process affects banks, investors, and the public, making sure big bank moves are safe and fair.
2026-05961 — Regulatory Capital Rule (Regulation Q): Risk-Based Capital Surcharges for Global Systemically Important Bank Holding Companies; Systemic Risk Report (FR Y-15)
Big banks that matter most to the U.S. economy will see changes in how their risk-based capital surcharges are calculated. The new rules tweak formulas, smooth out data bumps, and update reports to better match real-world risks, with adjustments for growth and inflation each year. These updates aim to keep our financial system safer, and banks need to get ready by June 18, 2026, to share their thoughts.
2026-05960 — Regulatory Capital Rules: Regulatory Capital and Standardized Approach for Risk-Weighted Assets
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2026-05993 — Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company
If someone wants to buy or control shares in a bank or bank holding company, they have to tell the Federal Reserve first. People can check these plans and share their thoughts by April 13, 2026. This keeps bank ownership clear and fair, making sure big money moves get a thumbs-up from the government.
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