2026-04360NoticeWallet

Apache Tribe Unlocks Low-Interest Loans Post-Flood

Published Date: 3/5/2026

Notice

Summary

The Mescalero Apache Tribe’s rural area got hit hard by storms, flooding, and landslides last summer. Because of this, the government declared a disaster, opening up special low-interest loans to help homeowners, businesses, and nonprofits recover. You’ve got until April 24, 2026, to apply for physical damage loans and until November 23, 2026, for economic injury loans—so don’t wait!

Analyzed Economic Effects

4 provisions identified: 4 benefits, 0 costs, 0 mixed.

Low‑Interest Physical Loans for Homeowners

If you are a homeowner in the Mescalero Apache Tribe area (New Mexico), you can apply for SBA physical disaster loans for damage from the June 23, 2025 through August 5, 2025 incident. Homeowner interest rates are 5.625% if you have credit available elsewhere and 2.813% if you do not; the physical loan application deadline is April 24, 2026.

Physical Disaster Loans for Small Businesses

If you run a business in the Mescalero Apache Tribe area (New Mexico), SBA physical disaster loans are available for damage from June 23, 2025 through August 5, 2025. Business interest rates are 8.000% if you have credit available elsewhere and 4.000% if you do not; the physical loan application deadline is April 24, 2026.

Economic Injury (EIDL) Loans for Businesses

If your business or small agricultural cooperative in the Mescalero Apache Tribe area (New Mexico) suffered economic injury from the June 23, 2025 through August 5, 2025 incident, you can apply for SBA Economic Injury Disaster Loans (EIDL). Interest for businesses and small agricultural cooperatives without credit available elsewhere is 4.000%, and the EIDL application deadline is November 23, 2026.

Disaster Loans for Private Nonprofit Organizations

Private nonprofit organizations in the Mescalero Apache Tribe area (New Mexico) may apply for SBA physical damage and economic injury disaster loans related to the June 23, 2025 through August 5, 2025 incident. The interest rate shown for private non-profit organizations is 3.625% and economic injury nonprofit loans without credit available elsewhere are also listed at 3.625%. Physical loan deadline is April 24, 2026 and EIDL deadline is November 23, 2026.

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Key Dates

Effective Date
Published Date
2/23/2026
3/5/2026

Department and Agencies

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Independent Agency
Agency
Small Business Administration
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