US Insurers Must Log Foreign Business Deals in BEA's Quarterly BE-45
Published Date: 3/16/2026
Notice
Summary
U.S. insurance companies that do business with foreign folks must fill out a quarterly survey called BE-45. This survey helps the government track how insurance trade affects the U.S. and world economies. Companies have 30 days after each quarter to report, except for the last quarter when they get 45 days, so keep an eye on those deadlines!
Analyzed Economic Effects
4 provisions identified: 1 benefits, 3 costs, 0 mixed.
Mandatory BE-45 Reporting for Insurers
If your U.S. insurance company has combined reportable insurance transactions with foreign persons that exceeded $8,000,000 in the prior calendar year or are expected to exceed $8,000,000 in the current year, you must complete the BE-45 quarterly survey. BEA will contact required reporters directly, and reports are due 30 days after each calendar quarter (45 days for the final quarter).
Estimated Reporting Time Burden
BEA estimates the public reporting burden for the BE-45 survey averages 9 hours per response. The survey has been assigned OMB control number 0608-0066.
Quarterly Filing Deadlines
Reports for the BE-45 survey must be filed within 30 days after each calendar quarter, except the final quarter of the year when you have 45 days to file. BEA will mail specific reporting instructions to those who must report.
Electronic and Alternate Filing Options
You can file the BE-45 survey using BEA's electronic reporting system at www.bea.gov/efile, or download forms from www.bea.gov/ssb and submit by mail or fax. BEA also provides contact numbers and email addresses for inquiries.
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Key Dates
Department and Agencies
Related Federal Register Documents
2026-06039 — Agency Information Collection Activities; Submission to the Office of Management and Budget (OMB) for Review and Approval; Comment Request; Direct Investment Surveys: BE-13, Survey of New Foreign Direct Investment in the United States
The government is asking businesses with new foreign investments in the U.S. to keep filling out the BE-13 survey, which helps track how much foreign money is coming into the country. About 3,400 companies will respond yearly, spending around 36 minutes each. This survey stays mandatory, with no changes, and helps understand the impact of foreign investments on the U.S. economy.
2026-06040 — Agency Information Collection Activities; Submission to the Office of Management and Budget (OMB) for Review and Approval; Comment Request; Direct Investment Surveys: BE-605, Quarterly Survey of Foreign Direct Investment in the United States-Transactions of U.S. Affiliate With Foreign Parent
The Department of Commerce is updating a quarterly survey that asks U.S. companies owned by foreign parents about their business deals. About 2,100 companies respond each quarter, spending around an hour each time. This update helps keep important economic data accurate without adding extra hassle, and the public has 30 more days to share their thoughts.
2026-05083 — BE-15: Annual Survey of Foreign Direct Investment in the United States
The BE-15 survey asks U.S. businesses mostly owned by foreign investors to share info about their money and activities. This helps the government understand how foreign investments affect the U.S. economy. If your company qualifies, you’ll get a notice and must report by May 31 each year—no skipping it!
2026-05076 — BE-9: Quarterly Survey of Foreign Airline Operators' Revenues and Expenses in the United States
If you work for a foreign airline with offices in the U.S., you’ll need to fill out a quarterly survey about your money coming in and going out here. This helps the government understand how foreign airlines impact the U.S. economy and trade. You’ll have 30 days after each quarter to send in your report, so get ready to share your numbers on time!
2026-05087 — BE-185: Quarterly Survey of Financial Services Transactions Between U.S. Financial Services Providers and Foreign Persons
The BE-185 survey asks U.S. financial companies to share info about their money deals with people in other countries. This helps the government understand how U.S. financial services trade affects the economy. Companies must file their reports every quarter, with a bit more time for the year-end report, so everyone stays on track and the data stays fresh.
2026-05082 — BE-125: Quarterly Survey of Transactions in Selected Services and Intellectual Property With Foreign Persons
The BE-125 survey asks U.S. businesses to report their trade in certain services and intellectual property with foreign folks every quarter. This helps the government understand how U.S. trade affects the economy at home and abroad. If you’re a U.S. person involved in these trades, expect to file your report within 30 days after each quarter, or 45 days after your fiscal year ends—it's mandatory and important!
Previous / Next Documents
Previous: 2026-05077 — BE-30: Quarterly Survey of Ocean Freight Revenues and Foreign Expenses of U.S. Carriers
If you run a U.S. ocean shipping company making or spending $500,000+ a year, you’ve got to fill out the BE-30 survey every quarter. This survey helps the government track how much money U.S. carriers make and spend overseas, which is super important for understanding trade and the economy. You’ll need to submit your info within 30 days after each quarter ends—easy, but don’t miss the deadline!
Next: 2026-05079 — BE-605: Quarterly Survey of Foreign Direct Investment in the United States-Transactions of U.S. Affiliate With Foreign Parent
The BE-605 survey asks U.S. companies owned by foreign parents to share info about their business deals every quarter. This helps the government understand how foreign investment affects the U.S. economy. Companies must submit their reports within 30 days after each quarter, or 45 days for the year’s last quarter, making it a quick and important check-in for big business moves.
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