Education Dept Renews Student Loan Guaranty Data Reporting Rules
Published Date: 4/1/2026
Notice
Summary
The Department of Education is asking to keep collecting important data from private guaranty agencies without changing the current process. This helps make sure these agencies follow rules and manage student loans properly. If you have thoughts, you can share them by May 1, 2026, but no new costs or big changes are expected.
Analyzed Economic Effects
2 provisions identified: 0 benefits, 2 costs, 0 mixed.
Guaranty Agencies: Continue Annual Reporting
If you are a private guaranty agency, the Department of Education is seeking OMB approval to continue collecting your DCIA aging and compliance data under OMB Control Number 1845-0160. The collection is a reinstatement without change, with an estimated 275 annual responses and 726 total annual burden hours, and written comments are due by May 1, 2026.
Specific Data Items You Must Submit
If you are a guaranty agency, you must submit debt aged according to the Debt Collection Improvement Act (DCIA), report whether DCIA-aged debt is eligible for referral to the Treasury Offset Program (TOP), and report compliance with Form 1099-C reporting. The Department uses these submissions to prepare the Treasury Report on Receivables and Debt Collection Activities in accordance with DCIA and the Digital Accountability and Transparency Act (DATA Act).
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