HR5483119th CongressWALLET

Chloe Cole Act

Sponsored By: Representative Onder

Introduced

Summary

This bill would ban gender-transition medical treatments for anyone under 18 and give harmed children and their parents the right to sue providers in federal court.

Bill Overview

Analyzed Economic Effects

4 provisions identified: 2 benefits, 1 costs, 1 mixed.

Right to sue over childhood treatments

If enacted, people who had these treatments as minors—or their parents or guardians—could sue providers in federal court. They could seek economic costs (including detransition care), pain and suffering, and punitive damages if they prove by clear and convincing evidence that the provider acted maliciously, intentionally, fraudulently, or recklessly. You could sue over acts before or after enactment, subject to the time limits. The time limit would be the later of 25 years after the 18th birthday or 4 years after a detransition cost. For acts after enactment, providers would face strict liability and would have to prove any listed exception by clear and convincing evidence. Courts would give less weight to old medical standards if they conflicted with the Act’s intent and the provider knew the science was in serious dispute. Providers could not require you to waive these rights.

Federal limits on gender care for minors

If enacted, this bill would bar doctors and hospitals from giving minors puberty blockers, cross-sex hormones, or surgeries to change sex traits when federal triggers apply. Participating would include planning, prescribing, authorizing, administering, or performing the care. Federal scope would apply if there is interstate travel, payments, communications, or equipment crossing state lines, or if it occurs in D.C., U.S. territories, or maritime jurisdiction. A child means under 18. Care could still be allowed for verifiable disorders of sexual development, urgent injuries or illnesses, treatment of complications, or detransition care, but providers would need clear and convincing evidence the exception fits before starting.

Counseling allowed without provider liability

If enacted, the bill would not let someone sue just for counseling, referrals, or talking about treatment options, including options after age 18. This protection would apply only if the discussion is not “participation” as the bill defines it and does not meet the federal triggers. Health professionals would still be able to explain risks, benefits, and their medical opinions.

If one part falls, rest stands

If enacted, the bill would say that if a court strikes one part, the rest would stay in effect. This is a legal backstop and does not itself change who gets benefits or pays money.

Sponsors & CoSponsors

Sponsor

Onder

MO • R

Cosponsors

  • Carter (GA)

    GA • R

    Sponsored 9/18/2025

  • Murphy

    NC • R

    Sponsored 9/18/2025

  • McCormick

    GA • R

    Sponsored 9/18/2025

  • Fleischmann

    TN • R

    Sponsored 9/18/2025

  • Weber (TX)

    TX • R

    Sponsored 9/18/2025

  • Moore (AL)

    AL • R

    Sponsored 9/18/2025

  • Baird

    IN • R

    Sponsored 9/18/2025

  • Gill (TX)

    TX • R

    Sponsored 9/18/2025

  • Rose

    TN • R

    Sponsored 9/18/2025

  • Moore (WV)

    WV • R

    Sponsored 9/18/2025

  • Taylor

    OH • R

    Sponsored 9/18/2025

  • Simpson

    ID • R

    Sponsored 9/18/2025

  • Biggs (SC)

    SC • R

    Sponsored 9/18/2025

  • Crenshaw

    TX • R

    Sponsored 9/18/2025

  • Harris (MD)

    MD • R

    Sponsored 9/18/2025

  • Harrigan

    NC • R

    Sponsored 9/18/2025

  • Aderholt

    AL • R

    Sponsored 9/18/2025

  • Ogles

    TN • R

    Sponsored 9/18/2025

  • Collins

    GA • R

    Sponsored 9/18/2025

  • Stutzman

    IN • R

    Sponsored 9/19/2025

  • Brecheen

    OK • R

    Sponsored 9/19/2025

  • Grothman

    WI • R

    Sponsored 9/26/2025

  • Hageman

    WY • R

    Sponsored 9/30/2025

  • Miller (IL)

    IL • R

    Sponsored 10/6/2025

  • Jack

    GA • R

    Sponsored 10/6/2025

  • Roy

    TX • R

    Sponsored 10/6/2025

  • Rulli

    OH • R

    Sponsored 10/6/2025

  • McGuire

    VA • R

    Sponsored 10/14/2025

  • Nehls

    TX • R

    Sponsored 10/14/2025

  • Barr

    KY • R

    Sponsored 10/28/2025

  • McDowell

    NC • R

    Sponsored 11/4/2025

  • Babin

    TX • R

    Sponsored 11/4/2025

  • Cline

    VA • R

    Sponsored 11/4/2025

  • Steube

    FL • R

    Sponsored 11/4/2025

  • Loudermilk

    GA • R

    Sponsored 11/12/2025

  • Guest

    MS • R

    Sponsored 11/12/2025

  • LaMalfa

    CA • R

    Sponsored 12/2/2025

  • Palmer

    AL • R

    Sponsored 12/10/2025

  • Moore (NC)

    NC • R

    Sponsored 12/18/2025

  • Messmer

    IN • R

    Sponsored 2/4/2026

  • Fine

    FL • R

    Sponsored 2/4/2026

Roll Call Votes

No roll call votes available for this bill.

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