ColoradoHB25-11842025 Regular SessionHouseWALLET

Community-Based Continuing Care for Seniors

Sponsored By: Amy Paschal (Democratic), Anthony Hartsook (Republican), Dylan Roberts (Democratic), John Carson (Republican)

Signed by Governor

Human Services

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Bill Overview

Analyzed Economic Effects

4 provisions identified: 3 benefits, 0 costs, 1 mixed.

More refund rights for care participants

Community-based continuing care participants can cancel within seven days after an initial deposit or signing for a full entrance-fee refund. They do not have to start care during that period. Death before the program starts, or illness, injury, or incapacity preventing participation, automatically cancels the contract and triggers a refund of all money paid; only requested costs listed in a separately signed addendum can be deducted. The law also extends a life care refund schedule to providers that protect otherwise compliant residents from termination for inability to pay, or qualify as eligible 501(c)(3) charities. That schedule spreads the amount paid over at least 60 months, or shorter life expectancy, and allows a reasonable payment delay while securing a replacement fee.

Stronger care contract protections for seniors

Community-based continuing care contracts must clearly itemize payments, property transferred, services, and monthly charges. Providers must share financial statements covering the prior 36 months of earnings. Contracts must explain refunds, uses of unrefunded entrance fees, cancellation at death, and when participation can continue without payment. Providers must give at least 30 days’ notice before fee or service changes, unless state or federal law requires them. Providers can cancel only for listed grounds—safety, nonpayment, disruptive conduct, rule violations, material misrepresentation, or material breach—with written notice and a reasonable chance to fix the problem.

New home care option for seniors

The law creates community-based continuing care, with contracts enforceable for a participant’s lifetime. Article 49 defines an aged person as someone 62 or older. Care can include services at home when medically feasible and facility-based long-term care when needed. Providers must have operated a life care institution for at least three years. Contracts can charge a one-time entrance fee, monthly fees, or both.

Care safeguards and provider oversight costs

Community-based continuing care providers must hold separate reserves, based on an actuarial review, sufficient to meet their care contracts. Providers must file certified financial reports within 90 days after each fiscal year, correct material errors, and share reports on request. Colorado’s financial services commissioner can examine providers as often as needed. Providers pay oversight assessments at least twice yearly, using a uniform cents-per-$1,000 formula based on escrowed entrance fees and reserves; the commissioner sets payment dates and can charge documented examination costs. Entering or extending a covered care contract without following Article 49 is a class 2 misdemeanor for providers.

Sponsors & Cosponsors

Sponsors

  • Amy Paschal

    Democratic • House

  • Anthony Hartsook

    Republican • House

  • Dylan Roberts

    Democratic • Senate

  • John Carson

    Republican • Senate

Cosponsors

  • Andrew Boesenecker

    Democratic • House

  • Alex Valdez

    Democratic • House

  • Bob Marshall

    Democratic • House

  • Chad Clifford

    Democratic • House

  • Eliza Hamrick

    Democratic • House

  • Jennifer Bacon

    Democratic • House

  • Jamie Jackson

    Democratic • House

  • Junie Joseph

    Democratic • House

  • Julie McCluskie

    Democratic • House

  • Jacque Phillips

    Democratic • House

  • Karen McCormick

    Democratic • House

  • Katie Stewart

    Democratic • House

  • Lisa Feret

    Democratic • House

  • Monica Duran

    Democratic • House

  • Mandy Lindsay

    Democratic • House

  • Meghan Lukens

    Democratic • House

  • Regina English

    Democratic • House

  • Rep. S. Bird

    Affiliation unavailable

  • Sean Camacho

    Democratic • House

  • Sheila Lieder

    Democratic • House

  • Cathy Kipp

    Democratic • Senate

  • Dafna Michaelson Jenet

    Democratic • Senate

  • Sen. F. Winter

    Affiliation unavailable

  • Iman Jodeh

    Democratic • Senate

  • James Coleman

    Democratic • Senate

  • Kyle Mullica

    Democratic • Senate

  • Lisa Frizell

    Republican • Senate

Roll Call Votes

All Roll Calls

Yes: 220 • No: 25

House vote • 4/15/2025

Senate amendments: Repass

Yes: 56 • No: 8

House vote • 4/15/2025

Senate amendments: Concur

Yes: 61 • No: 3

Senate vote • 4/14/2025

Third reading: Bill

Yes: 33 • No: 0

Senate vote • 4/9/2025

Refer House Bill 25-1184, as amended, to the Committee of the Whole and with a recommendation that it be placed on the consent calendar.

Yes: 9 • No: 0

House vote • 3/4/2025

Third reading: Bill

Yes: 50 • No: 12

House vote • 2/25/2025

Refer House Bill 25-1184 to the Committee of the Whole.

Yes: 11 • No: 2

Actions Timeline

  1. Governor Signed

    5/19/2025House
  2. Signed by the Speaker of the House

    5/15/2025House
  3. Signed by the President of the Senate

    5/15/2025Senate
  4. Sent to the Governor

    5/15/2025House
  5. House Considered Senate Amendments - Result was to Concur - Repass

    4/15/2025House
  6. Senate Third Reading Passed - No Amendments

    4/14/2025Senate
  7. Senate Second Reading Passed with Amendments - Committee

    4/11/2025Senate
  8. Senate Committee on Health & Human Services Refer Amended - Consent Calendar to Senate Committee of the Whole

    4/9/2025Senate
  9. Introduced In Senate - Assigned to Health & Human Services

    3/7/2025Senate
  10. House Third Reading Passed - No Amendments

    3/4/2025House
  11. House Third Reading Laid Over Daily - No Amendments

    3/3/2025House
  12. House Second Reading Special Order - Passed - No Amendments

    2/28/2025House
  13. House Committee on Health & Human Services Refer Unamended to House Committee of the Whole

    2/25/2025House
  14. Introduced In House - Assigned to Health & Human Services

    2/10/2025House

Bill Text

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