All Roll Calls
Yes: 156 • No: 0
ColoradoSB25-0102025 Regular SessionSenate
Electronic Communications in Health Care
Sponsored By: Byron Pelton (Republican), Kyle Brown (Democratic), Kyle Mullica (Democratic)
Signed by Governor
Health Care & Health Insurance
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Bill Overview
Analyzed Economic Effects
4 provisions identified: 2 benefits, 1 costs, 1 mixed.
More electronic options for health insurance
Beginning January 1, 2026, Colorado health insurers must offer an accessible electronic way to submit requests, notices, and replies. It must let policyholders confirm receipt; insurers cannot require fax or paper unless the policyholder chooses it. Insurers may also send required insurance documents electronically under the Uniform Electronic Transactions Act. You generally must agree electronically and show you can open the documents. Before consent, insurers must explain which documents are covered, technology needs, paper options, and how to withdraw consent. Employers may consent for enrolled workers only after confirming routine electronic access at work and explaining consent and opt-out rights. Workers may also provide another email address. Insurers must disclose technology changes that risk blocking access or saving documents, along with withdrawal information. They must take reasonable steps to ensure receipt, obtain active confirmation when legally required, and use another allowed delivery method when delivery appears unsuccessful or an email address is invalid.
Standard health insurance cards, paper on request
Beginning January 1, 2026, Colorado health insurers must issue standard paper or electronic cards when people buy, renew, or join plans. Cards must contain required plan information and follow state formatting rules consistent with prescription card requirements. You can request a paper card. The insurance commissioner must adopt rules for the cards and website document requirements by January 1, 2026. The law applies to conduct on or after its effective date. A timely referendum petition delays the law unless voters approve it at the November 2026 general election. Following approval, it takes effect on January 1, 2026, or the governor’s official vote declaration date, whichever is later.
Insurance agents shielded from delivery lawsuits
Beginning January 1, 2026, licensed Colorado insurance agents and brokers have protection from certain civil claims involving electronic documents. They are not civilly liable for harm caused by someone choosing electronic delivery, an insurer failing to send electronically, or someone failing to receive electronically. This limits a household’s ability to recover damages from an agent or broker for those events.
Online health plans, possible paper fees
Beginning January 1, 2026, Colorado insurers may replace mailed plan documents with website access only with separate, specific consent. Posted plans and coverage changes cannot contain personal identifying information. You and your insurance agent must be able to print and save them using widely available, free software. Documents must stay accessible while coverage is active and remain available online or on request for at least five years afterward. At purchase and renewal, the coverage information page must identify your exact plan, coverage changes, copy rights, and website address. You can request free electronic and paper copies; insurers may charge for later paper mailings. Insurers must notify you of document changes by email or in writing, at your choice. That notice must explain the website address and your right to one free paper copy after the initial copy. Existing legal disclosure deadlines and content requirements still apply.
Sponsors & Cosponsors
Sponsors
Byron Pelton
Republican • Senate
Kyle Brown
Democratic • House
Kyle Mullica
Democratic • Senate
Cosponsors
Chad Clifford
Democratic • House
Eliza Hamrick
Democratic • House
Junie Joseph
Democratic • House
Julie McCluskie
Democratic • House
Karen McCormick
Democratic • House
Lorena Garcia
Democratic • House
Lesley Smith
Democratic • House
Monica Duran
Democratic • House
Regina English
Democratic • House
Sheila Lieder
Democratic • House
Tammy Story
Democratic • House
Barbara Kirkmeyer
Republican • Senate
Cathy Kipp
Democratic • Senate
Dafna Michaelson Jenet
Democratic • Senate
Sen. F. Winter
Affiliation unavailable
Iman Jodeh
Democratic • Senate
Judy Amabile
Democratic • Senate
Jeff Bridges
Democratic • Senate
James Coleman
Democratic • Senate
Janice Marchman
Democratic • Senate
Lisa Cutter
Democratic • Senate
Lindsey Daugherty
Democratic • Senate
Lisa Frizell
Republican • Senate
Marc Snyder
Democratic • Senate
Rod Pelton
Republican • Senate
Robert Rodriguez
Democratic • Senate
Sen. S. Jaquez Lewis
Affiliation unavailable
Roll Call Votes
House vote • 2/18/2025
Third reading: Bill
Yes: 64 • No: 0
House vote • 2/12/2025
Refer Senate Bill 25-010 to the Committee of the Whole.
Yes: 13 • No: 0
Senate vote • 2/5/2025
Third reading: Bill
Yes: 35 • No: 0
Senate vote • 2/5/2025
Third reading: Amend (l.003)
Yes: 35 • No: 0
Senate vote • 1/29/2025
Refer Senate Bill 25-010 to the Committee of the Whole.
Yes: 9 • No: 0
Actions Timeline
Governor Signed
3/14/2025HouseSigned by the President of the Senate
3/4/2025SenateSigned by the Speaker of the House
3/4/2025HouseSent to the Governor
3/4/2025HouseHouse Third Reading Passed - No Amendments
2/18/2025HouseHouse Second Reading Special Order - Passed - No Amendments
2/14/2025HouseHouse Committee on Health & Human Services Refer Unamended to House Committee of the Whole
2/12/2025HouseIntroduced In House - Assigned to Health & Human Services
2/6/2025HouseSenate Third Reading Passed with Amendments - Floor
2/5/2025SenateSenate Second Reading Passed with Amendments - Floor
2/4/2025SenateSenate Second Reading Laid Over Daily - No Amendments
2/3/2025SenateSenate Committee on Health & Human Services Refer Unamended to Senate Committee of the Whole
1/29/2025SenateIntroduced In Senate - Assigned to Health & Human Services
1/8/2025Senate
Bill Text
Engrossed
Final Act
Introduced
Reengrossed
Rerevised
Revised
Signed Act