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ColoradoSB25-0792025 Regular SessionSenateWALLET

Colorado Vending of Digital Assets Act

Sponsored By: Dylan Roberts (Democratic), Jamie Jackson (Democratic), Janice Rich (Republican), Rick Taggart (Republican)

Signed by Governor

Financial Services & Commerce

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Bill Overview

Analyzed Economic Effects

3 provisions identified: 2 benefits, 1 costs, 0 mixed.

Fraud refunds for first crypto kiosk transactions

Beginning January 1, 2026, Colorado kiosk customers can cancel a qualifying first virtual currency transaction and receive a full refund. The transaction must go to a virtual currency wallet or exchange outside the United States. Law enforcement must determine that the transaction was fraudulent. The operator must pay the full refund at its own expense within 72 hours after notice of that determination. The law-wide referendum timing exception described above also applies.

Clearer information for crypto kiosk customers

Beginning January 1, 2026, operators of virtual currency kiosks physically in Colorado must clearly display required disclosures in English. Before transactions, customers must receive risks, fraud warnings, fees, exchange rates, reversal rules, and comparisons with market prices. Account terms must explain responsibility for unauthorized transactions, information sharing, statements, and valuations; customers must acknowledge all required disclosures. After each transaction, an electronic receipt must show operator contacts, transaction details and identifiers, fees, applicable exchange rates, delivery responsibility, and refund rules. For all protections and limits described here, a referendum petition filed within 90 days after final adjournment delays the challenged provisions: they take effect only with approval at the November 2026 general election, when the governor officially declares the vote.

New crypto kiosk customers face daily limits

Beginning January 1, 2026, Colorado kiosk operators must limit each new customer to $1,000 in total transactions per day. The limit applies during the first seven days after the customer's first transaction with that owner or operator. After seven days, the customer is no longer subject to this new-customer limit. The law-wide referendum timing exception described above also applies.

Sponsors & Cosponsors

Sponsors

  • Dylan Roberts

    Democratic • Senate

  • Jamie Jackson

    Democratic • House

  • Janice Rich

    Republican • Senate

  • Rick Taggart

    Republican • House

Cosponsors

  • Amy Paschal

    Democratic • House

  • Jennifer Bacon

    Democratic • House

  • Junie Joseph

    Democratic • House

  • Javier Mabrey

    Democratic • House

  • Manny Rutinel

    Democratic • House

  • Naquetta Ricks

    Democratic • House

  • Sheila Lieder

    Democratic • House

  • Cathy Kipp

    Democratic • Senate

  • Nick Hinrichsen

    Democratic • Senate

Roll Call Votes

All Roll Calls

Yes: 157 • No: 26

Senate vote • 4/28/2025

House amendments: Repass

Yes: 33 • No: 0

Senate vote • 4/28/2025

House amendments: Concur

Yes: 33 • No: 0

House vote • 4/25/2025

Third reading: Bill

Yes: 48 • No: 14

House vote • 4/14/2025

Refer Senate Bill 25-079, as amended, to the Committee of the Whole.

Yes: 9 • No: 3

Senate vote • 2/28/2025

Third reading: Bill

Yes: 25 • No: 4

Senate vote • 2/19/2025

Refer Senate Bill 25-079, as amended, to the Committee of the Whole.

Yes: 7 • No: 0

Senate vote • 2/19/2025

Adopt amendment L.004 (Attachment J)

Yes: 2 • No: 5

Actions Timeline

  1. Governor Signed

    6/2/2025House

  2. Signed by the Speaker of the House

    5/2/2025House

  3. Sent to the Governor

    5/2/2025House

  4. Signed by the President of the Senate

    5/1/2025Senate

  5. Senate Considered House Amendments - Result was to Concur - Repass

    4/28/2025Senate

  6. House Third Reading Passed - No Amendments

    4/25/2025House

  7. House Third Reading Laid Over Daily - No Amendments

    4/24/2025House

  8. House Second Reading Special Order - Passed with Amendments - Committee

    4/23/2025House

  9. House Second Reading Laid Over to 04/21/2025 - No Amendments

    4/17/2025House

  10. House Second Reading Laid Over Daily - No Amendments

    4/16/2025House

  11. House Committee on Finance Refer Amended to House Committee of the Whole

    4/14/2025House

  12. Introduced In House - Assigned to Finance

    3/3/2025House

  13. Senate Third Reading Passed - No Amendments

    2/28/2025Senate

  14. Senate Second Reading Passed with Amendments - Committee, Floor

    2/27/2025Senate

  15. Senate Second Reading Laid Over to 02/27/2025 - No Amendments

    2/25/2025Senate

  16. Senate Second Reading Laid Over Daily - No Amendments

    2/24/2025Senate

  17. Senate Committee on Judiciary Refer Amended to Senate Committee of the Whole

    2/19/2025Senate

  18. Introduced In Senate - Assigned to Judiciary

    1/23/2025Senate

Bill Text

  • Engrossed

    PDF

  • Final Act

    PDF

  • House Finance Preamend

    PDF

  • Introduced

    PDF

  • Reengrossed

    PDF

  • Rerevised

    PDF

  • Revised

    PDF

  • Senate Judiciary Preamend

    PDF

  • Signed Act

    PDF

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