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DelawareSB 189153rd General Assembly (2024–2026)SenateWALLET

ACT TO AMEND TITLE 18 OF THE DELAWARE CODE RELATING TO UNFAIR PRACTICES IN THE INSURANCE BUSINESS.

Sponsored By: Nicole Poore (Democratic)

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 1 benefits, 0 costs, 0 mixed.

Injured crash victims can undo early settlements

The Delaware law takes effect six months after enactment. It gives people injured in car accidents a limited right to undo injury settlements. For signed releases, you must have signed within 30 days of your injuries, without a lawyer’s help or guidance. You must also have had no related power of attorney or contract hiring a lawyer. You have 60 days after signing to undo the release. Without a signed release, the 60 days starts when you cash a settlement check or receive an electronic payment. You must send written notice and return any settlement check or money to the party released, its lawyer, or its insurer. Both must be sent no later than 10 days after the 60-day period ends. Releases signed within 30 days of the accident must include a clear, separate notice of this right on the release or settlement check. If neither document exists, the notice must be provided in writing.

Sponsors & Cosponsors

Sponsor

  • Nicole Poore

    Democratic • Senate

Cosponsors

  • Nnamdi O. Chukwuocha

    Democratic • House

  • Bryan Townsend

    Democratic • Senate

Roll Call Votes

No roll call votes available for this bill.

Actions Timeline

  1. SS 1 for SB 189 - Signed by Governor

    9/24/2026Governor

  2. SS 1 for SB 189 - Passed By House. Votes: 39 YES 1 NO 1 ABSENT

    6/23/2026House

  3. SS 1 for SB 189 - Reported Out of Committee (Economic Development/Banking/Insurance & Commerce) in House with 10 On Its Merits

    6/16/2026House

  4. SS 1 for SB 189 - Assigned to Economic Development/Banking/Insurance & Commerce Committee in House

    5/14/2026House

  5. SS 1 for SB 189 - Passed By Senate. Votes: 21 YES

    5/13/2026Senate

  6. SS 1 for SB 189 - - Passed By Senate. Votes: 21 YES

    5/13/2026Senate

  7. Substituted in Senate by SS 1 for SB 189

    5/13/2026Senate

  8. Substituted in Senate by SS 1 for SB 189

    5/12/2026Senate

  9. Reported Out of Committee (Banking, Business, Insurance & Technology) in Senate with 2 Favorable, 3 On Its Merits

    5/12/2026Senate

  10. Amendment SA 1 to SB 189 - Introduced and Placed With Bill

    6/23/2025Senate

  11. Introduced and Assigned to Banking, Business, Insurance & Technology Committee in Senate

    6/19/2025Senate

Bill Text

  • Current

    6/19/2025

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