PRIA Logo™
DelawareSS 1 for SB 156153rd General Assembly (2024–2026)Senate

AN ACT TO AMEND TITLE 6 OF THE DELAWARE CODE RELATING TO THE MEDICAL DEBT PROTECTION ACT.

Sponsored By: Spiros Mantzavinos (Democratic)

Signed by Governor

Personalized for You

How does this bill affect your finances?

Personalize government policy and PRIA will tell you what this bill means for your household, plus every other piece of legislation we track. PRIA reads each provision against your financial profile to show you exactly what matters to your wallet.

Free to download

Bill Overview

Analyzed Economic Effects

2 provisions identified: 2 benefits, 0 costs, 0 mixed.

Medical bills stay off credit reports

Delaware law bans anyone from reporting medical debt to credit reporting agencies. Agencies cannot include medical debt in reports when they know, or should know, what it is. Covered debt is for medical services, products, or devices owed to providers whose main business is supplying them. Coverage includes current and paid bills. Ordinary credit-card balances are excluded; credit-card debt counts only when the card plan is solely for health care payments.

New safeguards for sold medical debt

A medical debt sale avoids classification as an extraordinary collection action only with a binding written agreement made before sale. The agreement must bar the buyer or collector from extraordinary collection actions and bar the buyer from charging interest. It must also bar the buyer from sharing medical debt information with credit reporting agencies. It must allow return or recall when the creditor or buyer finds the patient eligible for financial assistance. Required procedures must limit combined payments and amounts owed to the buyer and creditor to the patient's responsibility under the law.

Sponsors & Cosponsors

Sponsor

  • Spiros Mantzavinos

    Democratic • Senate

Cosponsors

  • Frank Burns

    Democratic • House

  • Stephanie L. Hansen

    Democratic • Senate

  • Kyra L. Hoffner

    Democratic • Senate

  • Russell Huxtable

    Democratic • Senate

  • Kendra Johnson

    Democratic • House

  • Kimberly Williams

    Democratic • House

  • Larry Lambert

    Democratic • House

  • S. Elizabeth Lockman

    Democratic • Senate

  • Melissa Minor-Brown

    Democratic • House

  • Eric Morrison

    Democratic • House

  • Edward S. Osienski

    Democratic • House

  • Marie Pinkney

    Democratic • Senate

  • Claire Snyder-Hall

    Democratic • House

  • David P. Sokola

    Democratic • Senate

  • Bryan Townsend

    Democratic • Senate

  • John "Jack" Walsh

    Democratic • Senate

Roll Call Votes

All Roll Calls

Yes: 79 • No: 0

Senate vote • 6/30/2025

Passed (SM required)

Yes: 20 • No: 0

House vote • 6/30/2025

Passed (SM required)

Yes: 39 • No: 0

Senate vote • 6/17/2025

Passed (SM required)

Yes: 20 • No: 0

Actions Timeline

  1. Signed by Governor

    7/29/2025Governor

  2. Passed By Senate. Votes: 20 YES 1 ABSENT

    6/30/2025Senate

  3. Suspension of Rules in Senate

    6/30/2025Senate

  4. Passed By House. Votes: 39 YES 1 ABSENT 1 VACANT

    6/30/2025House

  5. Lifted From Table in House

    6/30/2025House

  6. Laid On Table in House

    6/30/2025House

  7. Amendment HA 1 to SS 1 - Passed In House by Voice Vote

    6/30/2025House

  8. Lifted From Table in House

    6/30/2025House

  9. Amendment HA 1 to SS 1 - Introduced and Placed With Bill

    6/30/2025Senate

  10. Laid On Table in House

    6/26/2025House

  11. Reported Out of Committee (Economic Development/Banking/Insurance & Commerce) in House with 2 Favorable, 6 On Its Merits

    6/25/2025House

  12. Assigned to Economic Development/Banking/Insurance & Commerce Committee in House

    6/18/2025House

  13. Passed By Senate. Votes: 20 YES 1 ABSENT

    6/17/2025Senate

  14. Amendment SA 2 to SS 1 - Passed By Senate. Votes: 20 YES 1 ABSENT

    6/17/2025Senate

  15. Amendment SA 1 to SS 1 - Passed By Senate. Votes: 20 YES 1 ABSENT

    6/17/2025Senate

  16. Reported Out of Committee (Banking, Business, Insurance & Technology) in Senate with 1 Favorable, 4 On Its Merits

    6/12/2025Senate

  17. Amendment SA 1 to SS 1 - Introduced and Placed With Bill

    6/12/2025Senate

  18. Adopted in lieu of the original bill SB 156, and Assigned to Banking, Business, Insurance & Technology Committee in Senate

    6/10/2025Senate

Bill Text

  • Current

    6/10/2025

    HTML

Related Bills

Back to State Legislation