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FloridaSB 70102025Senate

OGSR/Department of Financial Services

Sponsored By: Governmental Oversight and Accountability

Signed by Governor

AppropriationGovernmental Oversight and AccountabilityRulesHouse Calendar

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Bill Overview

Analyzed Economic Effects

2 provisions identified: 1 benefits, 1 costs, 0 mixed.

Public access to insurer files

Beginning October 1, 2025, the public can access some insurer records held by Florida’s Department of Financial Services as receiver. These include underwriting files, risk assessment reports, and corporate governance disclosures and supporting papers. Personnel and payroll records remain private, except executive officers’ names, benefits, and pay.

Private insurer records stay confidential

Beginning October 1, 2025, Florida keeps a permanent public-records exemption for specified insurer records held by the Department of Financial Services as receiver. These include consumers’ health and financial information, claim files, personnel and payroll records, and certain confidential government records. A consumer or legal representative can request the consumer’s personal health and financial information in writing; other disclosures are limited to specified agencies, investigations, insurer guaranty groups, and fraud investigators. The exemption covers records held before, on, and after July 1, 2020.

Sponsors & Cosponsors

Sponsor

  • Governmental Oversight and Accountability

    Affiliation unavailable

Cosponsors

  • Banking and Insurance

    Affiliation unavailable

Roll Call Votes

All Roll Calls

Yes: 190 • No: 0

House vote • 4/29/2025

House Floor Vote

Yes: 114 • No: 0

Senate vote • 4/15/2025

Senate Floor Vote

Yes: 35 • No: 0

Senate vote • 4/8/2025

Rules Vote

Yes: 24 • No: 0

Senate vote • 4/1/2025

Governmental Oversight and Accountability Vote

Yes: 7 • No: 0

Senate vote • 3/3/2025

Banking and Insurance Vote

Yes: 10 • No: 0

Actions Timeline

  1. Chapter No. 2025-169

    6/23/2025

  2. Approved by Governor

    6/20/2025

  3. Signed by Officers and presented to Governor

    6/18/2025

  4. Ordered enrolled

    4/29/2025Senate

  5. CS passed; YEAS 114, NAYS 0

    4/29/2025House

  6. Read 3rd time

    4/29/2025House

  7. Added to Third Reading Calendar

    4/29/2025House

  8. Placed on 3rd reading

    4/29/2025House

  9. Read 2nd time

    4/29/2025House

  10. 1st Reading (Committee Substitute 1)

    4/28/2025House

  11. Bill added to Special Order Calendar (4/29/2025)

    4/28/2025House

  12. Bill referred to House Calendar

    4/28/2025House

  13. In Messages

    4/15/2025House

  14. Immediately certified -SJ 421

    4/15/2025Senate

  15. CS passed; YEAS 35 NAYS 0 -SJ 413

    4/15/2025Senate

  16. Read 3rd time -SJ 413

    4/15/2025Senate

  17. Read 2nd time -SJ 413

    4/15/2025Senate

  18. Placed on Special Order Calendar, 04/15/25

    4/10/2025Senate

  19. Placed on Calendar, on 2nd reading

    4/9/2025Senate

  20. Favorable by- Rules; YEAS 24 NAYS 0

    4/8/2025Senate

  21. On Committee agenda-- Rules, 04/08/25, 9:00 am, 412 Knott Building

    4/3/2025Senate

  22. Now in Rules

    4/3/2025Senate

  23. CS by Governmental Oversight and Accountability read 1st time

    4/2/2025Senate

  24. Pending reference review under Rule 4.7(2) - (Committee Substitute)

    4/2/2025Senate

  25. CS by Governmental Oversight and Accountability; YEAS 7 NAYS 0

    4/1/2025Senate

Bill Text

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