All Roll Calls
Yes: 142 • No: 0
HawaiiHB 22702025–2026 Regular Session (Year 2)House
RELATING TO THE DOWNPAYMENT LOAN ASSISTANCE PROGRAM.
Sponsored By: Nadine K. Nakamura (Democratic)
Passed
Summary
Amends the Downpayment Loan Assistance Program by: removing the prohibition on combined loan-to-value ratios; clarifying the Hawaii Housing Finance and Development Corporation's authority to establish interest rates and allow payment waivers and interest forgiveness; authorizing financial institutions, mortgage lenders, and other loan originators to originate downpayment loans; and reducing the borrower's required personal contribution toward the downpayment. Authorizes borrowers to use a portion of a downpayment loan to pay for closing costs, prepaids, and reserves for the purchase of the residential property for which the downpayment loan is provided. Effective 7/1/3000. (SD1)
HHFDCDownpayment Loan Assistance ProgramHOU, WAM
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Bill Overview
No Economic Impacts Identified for this Bill
Sponsors & Cosponsors
Sponsor
Nadine K. Nakamura
Democratic • House
Cosponsors
There are no cosponsors for this bill.
Roll Call Votes
Senate vote • 4/14/2026
Senate Floor Vote
Yes: 25 • No: 0
Senate vote • 4/7/2026
The committee(s) on WAM recommend(s) that the measure be PASSED, UNAMENDED. The...
Yes: 12 • No: 0
Senate vote • 3/17/2026
The committee(s) on HOU recommend(s) that the measure be PASSED, WITH AMENDMENT...
Yes: 4 • No: 0
House vote • 3/5/2026
House Floor Vote
Yes: 50 • No: 0
House vote • 2/19/2026
Passed Second Reading as amended in HD 1 and referred to the committee(s) on FIN...
Yes: 51 • No: 0
Actions Timeline
Senate Conferees Appointed: Chang Chair; Hashimoto Co-Chair; Fevella.
4/24/2026SenateHouse Conferees Appointed: Evslin, Miyake Co-Chairs; Pierick.
4/21/2026HouseReceived notice of appointment of House conferees (Hse. Com. No. 799).
4/21/2026SenateReceived notice of disagreement (Hse. Com. No. 780).
4/17/2026SenateHouse disagrees with Senate amendment (s).
4/16/2026HouseReport adopted; Passed Third Reading. Ayes, 25; Aye(s) with reservations: none . Noes, 0 (none). Excused, 0 (none). Transmitted to House.
4/14/2026SenateReturned from Senate (Sen. Com. No. 668) in amended form (SD 1).
4/14/2026HouseReported from WAM (Stand. Com. Rep. No. 3739) with recommendation of passage on Third Reading.
4/10/2026SenateOne Day Notice 04-14-26.
4/10/2026SenateThe committee(s) on WAM recommend(s) that the measure be PASSED, UNAMENDED. The votes in WAM were as follows: 12 Aye(s): Senator(s) Dela Cruz, Moriwaki, DeCoite, Elefante, Hashimoto, Inouye, Kanuha, Kidani, Kim, Richards, Wakai, Fevella; Aye(s) with reservations: none ; 0 No(es): none; and 1 Excused: Senator(s) Lee, C..
4/7/2026SenateThe committee(s) on WAM will hold a public decision making on 04-07-26 10:31AM; Conference Room 211 & Videoconference.
4/2/2026SenateReported from HOU (Stand. Com. Rep. No. 3209) with recommendation of passage on Second Reading, as amended (SD 1) and referral to WAM.
3/30/2026SenateReport adopted; Passed Second Reading, as amended (SD 1) and referred to WAM.
3/30/2026SenateThe committee(s) on HOU recommend(s) that the measure be PASSED, WITH AMENDMENTS. The votes in HOU were as follows: 4 Aye(s): Senator(s) Chang, Hashimoto, Elefante, Rhoads; Aye(s) with reservations: none ; 0 No(es): none; and 1 Excused: Senator(s) Fevella.
3/17/2026SenateThe committee(s) on HOU has scheduled a public hearing on 03-17-26 1:05PM; Conference Room 225 & Videoconference.
3/12/2026SenateReferred to HOU, WAM.
3/10/2026SenateReceived from House (Hse. Com. No. 90).
3/6/2026SenatePassed First Reading.
3/6/2026SenateReported from FIN (Stand. Com. Rep. No. 858-26), recommending passage on Third Reading.
3/5/2026HousePassed Third Reading with none voting aye with reservations; none voting no (0) and Representative(s) Perruso excused (1). Transmitted to Senate.
3/5/2026HouseThe committee on FIN recommend that the measure be PASSED, UNAMENDED. The votes were as follows: 15 Ayes: Representative(s) Todd, Takenouchi, Hartsfield, Hussey, Keohokapu-Lee Loy, Kitagawa, Kusch, Lee, M., Miyake, Morikawa, Perruso, Templo, Yamashita, Gedeon, Reyes Oda; Ayes with reservations: none; Noes: none; and 1 Excused: Representative(s) Alcos.
3/2/2026HouseThe committee(s) on FIN recommend(s) that the measure be deferred until 03-02-26.
2/27/2026HouseBill scheduled for decision making on Monday, 03-02-26 10:00AM in conference room 308 VIA VIDEOCONFERENCE.
2/27/2026HouseBill scheduled to be heard by FIN on Friday, 02-27-26 2:00PM in House conference room 308 VIA VIDEOCONFERENCE.
2/24/2026HouseReported from HSG (Stand. Com. Rep. No. 572-26) as amended in HD 1, recommending passage on Second Reading and referral to FIN.
2/19/2026House
Bill Text
Bill Text
HB2270_HD1
HB2270_SD1
Original
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