All Roll Calls
Yes: 223 • No: 0
HawaiiHB 25832025–2026 Regular Session (Year 2)HouseWALLET
RELATING TO ECONOMIC DEVELOPMENT.
Sponsored By: Kirstin Kahaloa (Democratic)
Signed by Governor
Summary
Establishes the Hawaii Micro-Lending Credit Enhancement Program within the Department of Business, Economic Development, and Tourism to expand micro-lending capacity by providing state‑funded loan loss reserves or other credit enhancement that absorbs first losses on qualified micro-loans made by participating lenders to Hawaii small businesses. Allows borrower fees and state matching contributions to capitalize lender-held loan loss reserve accounts. Establishes the Hawaii Micro-Lending Credit Enhancement Special Fund. Requires reports to the Legislature. Appropriates funds. Effective 7/1/3050. (SD1)
DBEDTHawaii Micro-Lending Credit Enhancement ProgramCredit EnhancementLoan Loss ReservesSmall BusinessesSpecial FundReportsAppropriationEDT, WAM/CPN
Personalized for You
How does this bill affect your finances?
Personalize government policy and PRIA will tell you what this bill means for your household, plus every other piece of legislation we track. PRIA reads each provision against your financial profile to show you exactly what matters to your wallet.
Bill Overview
Analyzed Economic Effects
1 provisions identified: 0 benefits, 0 costs, 1 mixed.
Hawaii small businesses get loan support
Beginning July 1, 2026, Hawaii’s Department of Business, Economic Development, and Tourism runs a voluntary program to encourage micro-loans by sharing lenders’ risks. Eligible businesses must be for-profit, authorized to do business in Hawaii, mainly operate there, and meet department size standards. Eligible lenders include banks, credit unions, community lenders, and other approved lenders that make and service Hawaii-based loans. The department may use loan-loss reserves, first-loss reserves, or other approved tools, and may require a borrower fee of up to 1% of the loan principal and a matching contribution to reserves. Loans can cover working capital, equipment, inventory, leasehold improvements, and other approved uses; lenders do not have to lend or change prudent underwriting. The law provides $1.5 million, or as much as needed, for fiscal year 2026–2027 and requires annual reports on loans, lenders, reserves, claims, recoveries, loan locations, and private capital leveraged.
Sponsors & Cosponsors
Sponsor
Kirstin Kahaloa
Democratic • House
Cosponsors
KEOHOKAPU-LEE LOY
Affiliation unavailable
Darius K. Kila
Democratic • House
Matthias Kusch
Democratic • House
Lisa Marten
Democratic • House
Tyson K. Miyake
Democratic • House
Amy A. Perruso
Democratic • House
Mahina Poepoe
Democratic • House
REYES ODA
Affiliation unavailable
Garner M. Shimizu
Republican • House
Roll Call Votes
House vote • 5/6/2026
House Floor Vote
Yes: 51 • No: 0
Senate vote • 5/1/2026
The Conference committee recommends that the measure be PASSED, WITH AMENDMENTS....
Yes: 3 • No: 0
House vote • 5/1/2026
The Conference Committee recommends that the measure be Passed, with Amendments....
Yes: 4 • No: 0
Senate vote • 4/14/2026
Senate Floor Vote
Yes: 25 • No: 0
Senate vote • 4/7/2026
The committee(s) on CPN recommend(s) that the measure be PASSED, UNAMENDED. The...
Yes: 4 • No: 0
Senate vote • 4/7/2026
The committee(s) on WAM recommend(s) that the measure be PASSED, UNAMENDED. The...
Yes: 11 • No: 0
Senate vote • 3/17/2026
The committee(s) on EDT recommend(s) that the measure be PASSED, WITH AMENDMENT...
Yes: 3 • No: 0
House vote • 3/5/2026
House Floor Vote
Yes: 49 • No: 0
House vote • 3/2/2026
The committee on FIN recommend that the measure be PASSED, UNAMENDED. The votes ...
Yes: 16 • No: 0
House vote • 2/18/2026
Passed Second Reading as amended in HD 1 and referred to the committee(s) on FIN...
Yes: 50 • No: 0
House vote • 2/13/2026
The committee on ECD recommend that the measure be PASSED, WITH AMENDMENTS. The ...
Yes: 7 • No: 0
Actions Timeline
Act 183, 07/06/2026 (Gov. Msg. No. 1285).
7/6/2026SenateAct 183, on 07/06/2026 (Gov. Msg. No. 1285).
7/6/2026HouseReceived notice of passage on Final Reading in House (Hse. Com. No. 888).
5/8/2026SenateTransmitted to Governor.
5/7/2026HousePassed Final Reading as amended in CD 1 with none voting aye with reservations; none voting no (0) and none excused (0).
5/6/2026HousePassed Final Reading, as amended (CD 1). Ayes, 25; Aye(s) with reservations: none . 0 No(es): none. 0 Excused: none.
5/6/2026SenateReceived notice of Final Reading (Sen. Com. No. 816).
5/6/2026HouseConference Committee Meeting will reconvene on Friday, 05-01-26 at 11:30AM in Conference Room 411.
5/1/2026HouseConference Committee Meeting will reconvene on Friday, 05-01-26 at 4:31PM in Conference Room 411.
5/1/2026HouseConference committee meeting to reconvene on 05-01-26 5:37 PM; Conference Room 329.
5/1/2026SenateConference committee meeting to reconvene on 05-01-26 5:40 PM; Conference Room 309.
5/1/2026SenateThe Conference committee recommends that the measure be PASSED, WITH AMENDMENTS. The votes of the Senate Conference Managers were as follows: 3 Aye(s): Senator(s) DeCoite, Wakai, Lamosao; Aye(s) with reservations: none ; 0 No(es): none; and 1 Excused: Senator(s) Fevella.
5/1/2026SenateThe Conference Committee recommends that the measure be Passed, with Amendments. The votes were as follows: 4 Ayes: Representative(s) Ilagan, Hussey, Tam, Gedeon; Ayes with reservations: none; 0 Noes: none; and 0 Excused: none.
5/1/2026HouseReported from Conference Committee (Conf Com. Rep. No. 188-26) as amended in (CD 1).
5/1/2026HouseForty-eight (48) hours notice Wednesday, 05-06-26.
5/1/2026HouseReported from Conference Committee as amended CD 1 (Conf. Com. Rep. No. 188-26).
5/1/2026Senate48 Hrs. Notice (as amended CD 1) 05-06-26
5/1/2026SenateConference Committee Meeting will reconvene on Friday 05-01-26 8:01AM in conference room 411.
4/30/2026HouseBill scheduled for Conference Committee Meeting on Thursday, 04-30-26 8:30AM in conference room 411.
4/28/2026HouseReceived notice of Senate conferees (Sen. Com. No. 725).
4/23/2026HouseSenate Conferees Appointed: DeCoite Chair; Wakai, Lamosao Co-Chairs; Fevella.
4/22/2026SenateHouse Conferees Appointed: Ilagan, Hussey Co-Chairs; Tam, Gedeon.
4/20/2026HouseReceived notice of appointment of House conferees (Hse. Com. No. 786).
4/20/2026SenateReceived notice of disagreement (Hse. Com. No. 780).
4/17/2026SenateHouse disagrees with Senate amendment (s).
4/16/2026House
Bill Text
Bill Text
HB2583_CD1
HB2583_HD1
HB2583_SD1
Original
Related Bills
SB 847, RELATING TO PSYCHOLOGISTS.
Establishes a three-year pilot program in the County of Kauai to allow qualified psychologists under the supervision of a supervising psychiatrist limited authority to prescribe certain psychotropic medications to patients between the ages of eighteen and sixty-five years under the care of the psychologist. Requires employers to report adverse events, patient outcomes, and escalation protocols relating to services provided under the pilot program to the State Health Planning and Development Agency. Requires the Board of Psychology to adopt rules. Requires the State Health Planning and Development Agency to report to the Legislature. Effective 7/1/3000. Sunsets 6/30/2031. (HD2)
HB 2344, RELATING TO SCHOOL FACILITIES.
Establishes a temporary, independent Public School Realignment and Closure Commission to develop and recommend a comprehensive package of school consolidations, realignments, and closures based on the federal Base Realignment and Closure model. Requires reports to the Legislature. Requires an expedited approval process by the Governor and Legislature. Appropriates moneys. Effective 7/31/2055. (SD2)
HB 2023, RELATING TO TRANSPORTATION.
Requires the Department of Transportation to administer a statewide program for certification of active intelligent speed assistance systems and select a vendor for the installation and maintenance of systems. Limits the civil liability of motor vehicle manufacturers, distributors, and retailers for active intelligent speed assistance systems. Makes circumventing or tampering with an active intelligent speed assistance system a misdemeanor. Allows the Judiciary to impose the installation of active intelligent speed assistance systems as an additional penalty and as part of a license suspension or revocation for repeat offenders of certain traffic violations. Effective 7/1/3000. (SD1)
HB 2021, RELATING TO TRANSPORTATION.
Establishes safe riding behaviors for electric bicycles. Prohibits the operation of high-speed electric devices in certain locations. Requires all public schools in the State to prohibit high-speed electric devices on public school campuses. Prohibits electric bicycles on elementary and middle or intermediate school campuses. Authorizes public high schools to require county registration and decals for any electric bicycle brought onto its premises and deny entry or require parent retrieval for an unregistered electric bicycle. Establishes labeling and signage requirements for electric bicycles. Prohibits the operation of a moped or electric motorcycle in certain locations. Amends the definition of "bicycle" for purposes of county vehicular taxes. Defines "electric bicycle" in place of "low-speed electric bicycle". Authorizes the seizure of non-road-legal, nonconforming electric bicycles and high-speed electric devices. Defines "electric micro-mobility device" and requires the same regulations as electric foot scooters. Prohibits a person under the age of sixteen from operating a class 2 or class 3 electric bicycle without direct supervision. Authorizes a person to ride an electric bicycle on a sidewalk under certain circumstances. Prohibits a person from operating a bicycle or electric foot scooter under the age of eighteen without a helmet. Repeals the requirement that moped drivers use bicycle lanes. Substitutes the term "motor scooter" with the term "motor-driven cycle". Effective 3/22/2075. (SD2)
SB 2338, RELATING TO HOUSING.
Exempts certain positions under the Hawaii Housing Finance and Development Corporation (HHFDC) from the requirement that the employment actions and job descriptions of HHFDC officers and employees be subject to approval by the Director of Business, Economic Development, and Tourism. Increases the salary cap for the Executive Director of HHFDC. Renames the position of Executive Assistant to Deputy Executive Director for HHFDC and increases the salary cap for the Deputy Executive Director. Establishes the Finance Manager position within HHFDC. Establishes a cap on the term of employment contracts for HHFDC and the Hawaii Public Housing Authority. Effective 7/1/3000. (HD2)
HB 1973, RELATING TO HEALTH.
Establishes within the Department of Health a one-year KupunAloha pilot program to provide in-home health care and support services to eligible participants who do not otherwise qualify for government assistance for these services. Appropriates funds for the program. Pilot program sunsets 6/30/27. Effective 7/1/3000. (SD1)