HawaiiSB 29612025–2026 Regular Session (Year 2)SenateWALLET

RELATING TO INSURANCE.

Sponsored By: Angus L.K. McKelvey (Democratic)

Failed

Summary

Requires homeowners insurance policies to permit an insured who sustains a total loss from a peril for which a state of emergency was declared to (1) apply additional living expenses benefits toward the lease of a housing unit to serve as the insured's temporary primary residence; (2) pay an advance of at least four months of additional living expenses benefits; and (3) provide additional living expenses benefits for a minimum of twenty-four months, subject to policy limits. Provides for extensions of additional living expenses benefits under certain conditions. Effective 7/1/2050. (HD1)

Homeowners InsuranceAdditional Living Expenses BenefitsLease of Temporary Primary ResidenceAdvance PaymentsExtended CoverageState of EmergencyCPC, FIN

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Bill Overview

No Economic Impacts Identified for this Bill

Sponsors & Cosponsors

Sponsor

  • Angus L.K. McKelvey

    Democratic • Senate

Cosponsors

  • Stanley Chang

    Democratic • Senate

  • Kurt Fevella

    Republican • Senate

  • Carol Fukunaga

    Democratic • Senate

  • Lorraine R. Inouye

    Democratic • Senate

Roll Call Votes

All Roll Calls

Yes: 164 • No: 0

House vote • 4/14/2026

House Floor Vote

Yes: 51 • No: 0

House vote • 4/7/2026

The committee on FIN recommend that the measure be PASSED, UNAMENDED. The votes ...

Yes: 16 • No: 0

House vote • 3/30/2026

Passed Second Reading as amended in HD 1 and referred to the committee(s) on FIN...

Yes: 46 • No: 0

House vote • 3/25/2026

The committee on CPC recommend that the measure be PASSED, WITH AMENDMENTS. The ...

Yes: 11 • No: 0

Senate vote • 3/6/2026

Senate Floor Vote

Yes: 24 • No: 0

Senate vote • 3/3/2026

The committee(s) on WAM recommend(s) that the measure be PASSED, UNAMENDED. The...

Yes: 12 • No: 0

Senate vote • 2/11/2026

The committee(s) on CPN recommend(s) that the measure be PASSED, WITH AMENDMENT...

Yes: 4 • No: 0

Actions Timeline

  1. Conference committee meeting to reconvene on 05-01-26 5:30 PM; Conference Room 224.

    5/1/2026Senate
  2. Conference committee meeting to reconvene on 05-01-26 2:30PM; Conference Room 224.

    4/30/2026Senate
  3. Conference committee meeting to reconvene on 04-30-26 2:30PM; Conference Room 224.

    4/29/2026Senate
  4. Conference committee meeting to reconvene on 04-29-26 2:30PM; CR 224.

    4/28/2026Senate
  5. Conference committee meeting to reconvene on 04-28-26 2:30PM; Conference Room 224.

    4/27/2026Senate
  6. Bill scheduled for Conference Committee Meeting on Monday, 04-27-26 2:30PM in conference room 224.

    4/24/2026House
  7. Senate Conferees Appointed: Keohokalole Chair; Wakai Co-Chair; Awa.

    4/23/2026Senate
  8. Received notice of Senate conferees (Sen. Com. No. 740).

    4/23/2026House
  9. House Conferees Appointed: Matayoshi, Yamashita Co-Chairs; Pierick.

    4/20/2026House
  10. Received notice of appointment of House conferees (Hse. Com. No. 787).

    4/20/2026Senate
  11. Received from House (Hse. Com. No. 719).

    4/16/2026Senate
  12. Senate disagrees with House amendments.

    4/16/2026Senate
  13. Received notice of disagreement (Sen. Com. No. 710).

    4/16/2026House
  14. Passed Third Reading with none voting aye with reservations; none voting no (0) and none excused (0). Transmitted to Senate.

    4/14/2026House
  15. Reported from FIN (Stand. Com. Rep. No. 2088-26), recommending passage on Third Reading.

    4/10/2026House
  16. The committee on FIN recommend that the measure be PASSED, UNAMENDED. The votes were as follows: 16 Ayes: Representative(s) Todd, Takenouchi, Hartsfield, Hussey, Keohokapu-Lee Loy, Kitagawa, Kusch, Lee, M., Miyake, Morikawa, Perruso, Templo, Yamashita, Alcos, Gedeon, Reyes Oda; Ayes with reservations: none; 0 Noes: none; and 0 Excused: none.

    4/7/2026House
  17. Bill scheduled to be heard by FIN on Tuesday, 04-07-26 2:00PM in House conference room 308 VIA VIDEOCONFERENCE.

    4/2/2026House
  18. Reported from CPC (Stand. Com. Rep. No. 1536-26) as amended in HD 1, recommending passage on Second Reading and referral to FIN.

    3/30/2026House
  19. Passed Second Reading as amended in HD 1 and referred to the committee(s) on FIN with none voting aye with reservations; none voting no (0) and Representative(s) Cochran, Lowen, Perruso, Quinlan excused (4).

    3/30/2026House
  20. The committee on CPC recommend that the measure be PASSED, WITH AMENDMENTS. The votes were as follows: 11 Ayes: Representative(s) Matayoshi, Grandinetti, Chun, Ilagan, Ichiyama, Iwamoto, Kong, Lowen, Marten, Tam, Pierick; Ayes with reservations: none; Noes: none; and Excused: none.

    3/25/2026House
  21. Bill scheduled to be heard by CPC on Wednesday, 03-25-26 2:00PM in House conference room 329 VIA VIDEOCONFERENCE.

    3/23/2026House
  22. Pass First Reading

    3/10/2026House
  23. Referred to CPC, FIN, referral sheet 16

    3/10/2026House
  24. Report Adopted; Passed Third Reading. Ayes, 24; Aye(s) with reservations: none. Noes, 0 (none). Excused, 1 (Senator(s) Ihara). Transmitted to House.

    3/6/2026Senate
  25. Received from Senate (Sen. Com. No. 92) in amended form (SD 1).

    3/6/2026House

Bill Text

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