HawaiiSB 29622025–2026 Regular Session (Year 2)Senate

RELATING TO INSURANCE.

Sponsored By: Angus L.K. McKelvey (Democratic)

In Committee

Summary

Prohibits homeowners insurance policies from limiting or denying payment of replacement costs, extended replacement costs, or building code upgrade costs for a dwelling solely because the insured elects to rebuild the dwelling at a different location or purchase an already-constructed home at a different location. Allows for the combination of dwelling and other structures coverage limits to fund the rebuilding or replacement of the primary residence under certain conditions. Requires notice to policyholders.

Homeowners InsuranceRebuilding or Purchase at Different LocationCombination of Coverage LimitsNoticeCPN

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Bill Overview

No Economic Impacts Identified for this Bill

Sponsors & Cosponsors

Sponsor

  • Angus L.K. McKelvey

    Democratic • Senate

Cosponsors

  • Stanley Chang

    Democratic • Senate

  • Carol Fukunaga

    Democratic • Senate

  • Mike Gabbard

    Democratic • Senate

  • Troy N. Hashimoto

    Democratic • Senate

  • Lorraine R. Inouye

    Democratic • Senate

  • Michelle N. Kidani

    Democratic • Senate

  • Karl Rhoads

    Democratic • Senate

  • Joy A. San Buenaventura

    Democratic • Senate

Roll Call Votes

No roll call votes available for this bill.

Actions Timeline

  1. Re-Referred to CPN.

    2/17/2026Senate
  2. Referred to PSM, CPN.

    1/30/2026Senate
  3. Passed First Reading.

    1/26/2026Senate
  4. Introduced.

    1/23/2026Senate

Bill Text

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