HawaiiSB 29662025–2026 Regular Session (Year 2)Senate

RELATING TO PROPERTY INSURANCE.

Sponsored By: Angus L.K. McKelvey (Democratic)

In Committee

Summary

Requires insurers, after a policyholder experiences a total loss, to automatically refund any unearned premium; adjust premiums for subsequent policy terms to reflect the absence of a dwelling, structure, or contents; and provide policyholders with clear notice of the coverage needed for vacant property or while rebuilding.

Property InsuranceTotal LossNoticeAdjustmentRefundCPN

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Bill Overview

No Economic Impacts Identified for this Bill

Sponsors & Cosponsors

Sponsor

  • Angus L.K. McKelvey

    Democratic • Senate

Cosponsors

  • Stanley Chang

    Democratic • Senate

  • Lynn DeCoite

    Democratic • Senate

  • Kurt Fevella

    Republican • Senate

  • Mike Gabbard

    Democratic • Senate

  • Troy N. Hashimoto

    Democratic • Senate

  • Karl Rhoads

    Democratic • Senate

  • Joy A. San Buenaventura

    Democratic • Senate

Roll Call Votes

No roll call votes available for this bill.

Actions Timeline

  1. Referred to CPN.

    1/30/2026Senate
  2. Passed First Reading.

    1/26/2026Senate
  3. Introduced.

    1/23/2026Senate

Bill Text

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