HawaiiSB 8022025–2026 Regular Session (Year 2)Senate

RELATING TO INSURANCE.

Sponsored By: Carol Fukunaga (Democratic)

Passed

Summary

Requires insurers to provide advance written notice to policyholders and the Insurance Commissioner, with reasonable explanations and primary factors, of any policy cancellation, non-renewal, or proposed premium increase, if, upon renewal, premiums are scheduled to increase more than 10 per cent. Requires insurers that provide property insurance to file rate schedules and underlying criteria with the Insurance Commissioner. Requires the Insurance Commissioner to conduct periodic reviews of insurance rates and submit annual reports to the Legislature. Requires the Insurance Commissioner to establish a Public Reporting and Dispute Resolution Program to handle complaints and appeals regarding premium increases. Requires insurers to provide premium discounts or credits to policyholders that implement disaster risk mitigation measures. Effective 7/1/2050. (SD2)

DCCAInsurance CommissionerProperty InsurancePremium ChangeNoticeReviewReportsPublic Reporting and Dispute Resolution ProgramDisaster Risk MitigationCPC, FIN

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Bill Overview

No Economic Impacts Identified for this Bill

Sponsors & Cosponsors

Sponsor

  • Carol Fukunaga

    Democratic • Senate

Cosponsors

  • Stanley Chang

    Democratic • Senate

  • Brandon J.C. Elefante

    Democratic • Senate

  • Troy N. Hashimoto

    Democratic • Senate

  • Jr. Ihara

    Democratic • Senate

  • Jarrett Keohokalole

    Democratic • Senate

  • Angus L.K. McKelvey

    Democratic • Senate

  • Sharon Y. Moriwaki

    Democratic • Senate

  • Karl Rhoads

    Democratic • Senate

  • III Richards

    Democratic • Senate

Roll Call Votes

All Roll Calls

Yes: 48 • No: 0

Senate vote 3/4/2025

Senate Floor Vote

Yes: 25 • No: 0

Senate vote 2/26/2025

The committee(s) on JDC recommend(s) that the measure be PASSED, WITH AMENDMENT...

Yes: 5 • No: 0

Senate vote 2/26/2025

The committee(s) on WAM recommend(s) that the measure be PASSED, WITH AMENDMENT...

Yes: 13 • No: 0

Senate vote 2/7/2025

The committee(s) on CPN recommend(s) that the measure be PASSED, WITH AMENDMENT...

Yes: 5 • No: 0

Actions Timeline

  1. Carried over to 2026 Regular Session.

    12/8/2025
  2. Pass First Reading

    3/6/2025House
  3. Referred to CPC, FIN, referral sheet 19

    3/6/2025House
  4. Report adopted; Passed Third Reading, as amended (SD 2). Ayes, 25; Aye(s) with reservations: none . Noes, 0 (none). Excused, 0 (none). Transmitted to House.

    3/4/2025Senate
  5. Received from Senate (Sen. Com. No. 199) in amended form (SD 2).

    3/4/2025House
  6. Reported from WAM/JDC (Stand. Com. Rep. No. 891) with recommendation of passage on Third Reading, as amended (SD 2).

    2/28/2025Senate
  7. 48 Hrs. Notice 03-04-25.

    2/28/2025Senate
  8. The committee(s) on WAM recommend(s) that the measure be PASSED, WITH AMENDMENTS. The votes in WAM were as follows: 13 Aye(s): Senator(s) Dela Cruz, Moriwaki, Aquino, DeCoite, Elefante, Hashimoto, Inouye, Kanuha, Kidani, Kim, Lee, C., Wakai, Fevella; Aye(s) with reservations: none ; 0 No(es): none; and 0 Excused: none.

    2/26/2025Senate
  9. The committee(s) on JDC recommend(s) that the measure be PASSED, WITH AMENDMENTS. The votes in JDC were as follows: 5 Aye(s): Senator(s) Rhoads, Gabbard, Chang, San Buenaventura, Awa; Aye(s) with reservations: none ; 0 No(es): none; and 0 Excused: none.

    2/26/2025Senate
  10. The committee(s) on WAM/JDC will hold a public decision making on 02-26-25 10:05AM; Conference Room 211 & Videoconference.

    2/21/2025Senate
  11. Reported from CPN (Stand. Com. Rep. No. 438) with recommendation of passage on Second Reading, as amended (SD 1) and referral to WAM/JDC.

    2/13/2025Senate
  12. Report adopted; Passed Second Reading, as amended (SD 1) and referred to WAM/JDC.

    2/13/2025Senate
  13. The committee(s) on CPN recommend(s) that the measure be PASSED, WITH AMENDMENTS. The votes in CPN were as follows: 5 Aye(s): Senator(s) Keohokalole, Fukunaga, McKelvey, Richards, Awa; Aye(s) with reservations: none ; 0 No(es): none; and 0 Excused: none.

    2/7/2025Senate
  14. The committee(s) on CPN deferred the measure until 02-07-25 9:46AM; Conference Room 229.

    2/5/2025Senate
  15. The committee(s) on CPN has scheduled a public hearing on 02-05-25 10:00AM; Conference Room 229 & Videoconference.

    1/31/2025Senate
  16. Referred to CPN, WAM/JDC.

    1/23/2025Senate
  17. Passed First Reading.

    1/21/2025Senate
  18. Introduced.

    1/17/2025Senate

Bill Text

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