All Roll Calls
Yes: 17 • No: 0
IllinoisHB3754104th General Assembly (2025–2026)House
INS CD-OUTSTANDING BALANCE
Sponsored By: Mary Gill (Democratic)
In Committee
Summary
Amends the Accident and Health Insurance Article of the Illinois Insurance Code. Provides that when an insured person or policyholder requests, in writing, from the insurance issuer a confirmation of the current outstanding balance due from the insured person or policyholder, the insurance issuer may charge a fee of no more than $40 to provide that information. Requires the fee to be reasonably related to the work and time required to confirm the total balance owed. Sets forth requirements that must be met before an insurance issuer may turn an outstanding balance over to a collection agent, including requiring a written communication to the insured person or policyholder from whom money is owed, requiring the insurer to allow the insured person or policyholder 7 calendar days after receipt of the written communication to either confirm receipt of the written communication and agree to pay or to request a different time frame, and the insurer to attempt in good faith to agree on a time frame for all outstanding moneys owed to be paid. Provides that if an agreement to pay is not reached within 7 calendar days after receipt of the written notice or payment is not made by the agreed-upon time frame, the insurance issuer may turn the delinquent account over to a collection agent.
insurance
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Bill Overview
No Economic Impacts Identified for this Bill
Sponsors & Cosponsors
Sponsor
Mary Gill
Democratic • House
Cosponsors
There are no cosponsors for this bill.
Roll Call Votes
House vote • 3/20/2025
Do Pass / Short Debate Insurance Committee;
Yes: 17 • No: 0
Actions Timeline
House Floor Amendment No. 1 Rule 19(c) / Re-referred to Rules Committee
4/11/2025HouseRule 19(a) / Re-referred to Rules Committee
4/11/2025HouseHouse Floor Amendment No. 1 Rules Refers to Insurance Committee
4/8/2025HouseHouse Floor Amendment No. 1 Referred to Rules Committee
4/8/2025HouseHouse Floor Amendment No. 1 Filed with Clerk by Rep. Mary Gill
4/8/2025HouseHeld on Calendar Order of Second Reading - Short Debate
3/26/2025HouseSecond Reading - Short Debate
3/26/2025HousePlaced on Calendar 2nd Reading - Short Debate
3/21/2025HouseDo Pass / Short Debate Insurance Committee; 017-000-000
3/20/2025HouseAssigned to Insurance Committee
3/11/2025HouseReferred to Rules Committee
2/18/2025HouseFirst Reading
2/18/2025HouseFiled with the Clerk by Rep. Mary Gill
2/7/2025House
Bill Text
House Amendment 1
Introduced
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