All Roll Calls
Yes: 10 • No: 6
IllinoisHB4283104th General Assembly (2025–2026)House
1ST-GENERATION HOMEBUYER LOANS
Sponsored By: Michael Crawford (Democratic)
In Committee
Summary
Amends the Illinois Housing Development Act. Requires the Illinois Housing Development Authority (Authority) to establish and administer a First-Generation Homebuyer Down Payment Assistance Program to provide targeted assistance to eligible first-generation homebuyers throughout the State for the purchase of a single-family or non-commercial multi-family residence. Sets forth eligibility requirements. Permits the Authority to prioritize assistance to applicants purchasing homes in designated community priority areas, applicants with household income below 80%, and applicants purchasing homes in areas with low homeownership rates, high housing costs burdens, or limited access to affordable mortgage credit. Provides that assistance under the program shall be provided as a forgivable loan to be forgiven pro rata on a monthly basis over a 5-year period of continuous owner-occupancy. Sets forth the available loan amounts and provides that assistance funds may be used for down payments, closing costs, mortgage insurance, interest rate buydowns, or principal reduction. Permits the Authority to waive repayment in cases of documented financial hardship that is beyond the control of the homebuyer. Permits the Authority to adopt rules to implement and administer the program. Effective July 1, 2026.
housing
Your PRIA Score
Score Hidden
Personalized for You
How does this bill affect your finances?
Sign up for a PRIA Policy Scan to see your personalized alignment score for this bill and every other piece of legislation we track. We analyze your financial profile against policy provisions to show you exactly what matters to your wallet.
Bill Overview
No Economic Impacts Identified for this Bill
Sponsors & Cosponsors
Sponsor
Michael Crawford
Democratic • House
Cosponsors
Camille Y. Lilly
Democratic • House
Debbie Meyers-Martin
Democratic • House
Emanuel "Chris" Welch
Democratic • House
Eva-Dina Delgado
Democratic • House
Jay Hoffman
Democratic • House
Kimberly Du Buclet
Democratic • House
La Shawn K. Ford
Democratic • House
Lawrence "Larry" Walsh, Jr.
Democratic • House
Lisa Davis
Democratic • House
Yolonda Morris
Democratic • House
Roll Call Votes
House vote • 3/19/2026
Do Pass / Short Debate Housing Committee;
Yes: 10 • No: 6
Actions Timeline
Added Co-Sponsor Rep. Lawrence "Larry" Walsh, Jr.
5/31/2026HouseAdded Co-Sponsor Rep. Debbie Meyers-Martin
5/31/2026HouseAdded Co-Sponsor Rep. Jay Hoffman
5/29/2026HouseRule 19(a) / Re-referred to Rules Committee
4/17/2026HouseHeld on Calendar Order of Second Reading - Short Debate
4/10/2026HouseSecond Reading - Short Debate
4/10/2026HouseAdded Co-Sponsor Rep. Emanuel "Chris" Welch
4/7/2026HouseFiscal Note Filed
4/7/2026HouseHousing Affordability Impact Note Filed
4/7/2026HouseFiscal Note Requested by Rep. Michael J. Coffey, Jr.
4/6/2026HouseHousing Affordability Impact Note Requested by Rep. Michael J. Coffey, Jr.
4/6/2026HouseAdded Co-Sponsor Rep. Camille Y. Lilly
3/19/2026HousePlaced on Calendar 2nd Reading - Short Debate
3/19/2026HouseDo Pass / Short Debate Housing Committee; 010-006-000
3/19/2026HouseAdded Co-Sponsor Rep. Eva-Dina Delgado
3/12/2026HouseAssigned to Housing Committee
2/11/2026HouseAdded Chief Co-Sponsor Rep. Yolonda Morris
1/21/2026HouseAdded Chief Co-Sponsor Rep. La Shawn K. Ford
1/21/2026HouseAdded Chief Co-Sponsor Rep. Kimberly Du Buclet
1/21/2026HouseAdded Chief Co-Sponsor Rep. Lisa Davis
1/15/2026HouseReferred to Rules Committee
1/14/2026HouseFirst Reading
1/14/2026HouseFiled with the Clerk by Rep. Michael Crawford
1/5/2026House
Bill Text
Introduced
Related Bills
HB4154 — PHARMACIST APPLICATION/EXAM
HB4890 — UNACCOMPANIED CHILDREN
Creates the Dependency Determinations for Unaccompanied Children Act. Creates a process for an unaccompanied child in the custody of the federal Office of Refugee Resettlement housed in Illinois who is alleged to have been abused, neglected, or abandoned by one or both parents to file a petition seeking a finding of dependency under the Act. Provides that a child declared dependent is eligible for oversight and services as ordered by the court and may be referred for psychological, educational, medical, or social services deemed necessary as a result of parental abuse, abandonment, or neglect or for protection against trafficking or domestic violence. Defines terms. Makes legislative findings. Effective immediately.
HB0598 — GOVERNMENT-TECH
Amends the Salaries Act. Makes a technical change in a Section concerning the short title.
SB0314 — BUSINESS-TECH
Amends the Business Corporation Act of 1983. Makes a technical change in a Section concerning the short title.
HB3428 — LONG-TERM CARE JOINT TRAINING
Amends the Nursing Home Care Act and the Assisted Living and Shared Housing Act. Requires the Department of Public Health to hold semiannual joint training sessions for surveyors, nursing home providers, and assisted living establishment providers. Provides that the Department shall include the State long-term care ombudsman, or the State long-term care ombudsman's designee, and representatives of each nursing home provider association and assisted living provider association in the State in the planning process to create the topics and content of the joint training sessions as well as the coordination and presentations for the joint training sessions. Provides that, at least annually, a joint training session shall include, but not be limited to, regional citation patterns relating to complaints, standards, and outcomes in the nursing home and assisted living survey process. Requires the Department to develop standardized training for establishments to prevent common citations in the assisted living survey process.
SB1265 — ENVTL BARRIER-ENFORCEMENT DATA
Amends the Environmental Barriers Act. Requires the Attorney General to provide, by January 31, 2026 and every January 31 thereafter (rather than by July 31, 2020 and every July 31 thereafter), data on the Attorney General's website about annual enforcement efforts performed under the Act. Effective immediately.