All Roll Calls
Yes: 121 • No: 62
IllinoisHB5290104th General Assembly (2025–2026)House
SALES FINANCE AGENCY-VARIOUS
Sponsored By: Margaret Croke (Democratic)
Passed
Summary
Amends the Sales Finance Agency Act. Makes changes to defined terms. Provides that applicants for a license shall apply in a form prescribed by the Secretary of Financial and Professional Regulation. Prohibits any person, partnership, association, corporation, limited liability company, or other entity engaged in a business regulated by the Act from operating the business under a name other than the real names of the entity and individuals conducting the business. Grants the Secretary authority to issue a license upon completion of the specified filing and investigatory requirements. Sets forth further licensing requirements. Provides that all moneys received by the Secretary under the Act in conjunction with the provisions relating to sales finance agencies shall be paid into the Financial Institution Fund. Prohibits a sales finance agency from aiding or seeking to aid any person in the violation of the Retail Installment Sales Act or the Motor Vehicle Retail Installment Sales Act. Grants additional investigatory, disciplinary, and examination authority to the Secretary. Establishes rulemaking provisions. Grants the Department authority to adopt rules to provide for review within the Department of the Secretary's decisions affecting the rights of persons or entities under the Act. Allows the Secretary to request a circuit court to assess a civil penalty of up to $10,000 (rather than $1,000) for violations of the Act. Repeals various provisions of the Act. Makes other changes. Effective immediately.
financial institutions and licensingassignments
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Bill Overview
No Economic Impacts Identified for this Bill
Sponsors & Cosponsors
Sponsor
Margaret Croke
Democratic • House
Cosponsors
Laura Ellman
Democratic • Senate
Roll Call Votes
Senate vote • 5/14/2026
Third Reading - Passed;
Yes: 36 • No: 19
House vote • 4/9/2026
Third Reading - Short Debate - Passed
Yes: 70 • No: 36
House vote • 3/24/2026
House Floor Amendment No. 1 Recommends Be Adopted Financial Institutions and Licensing Committee;
Yes: 8 • No: 4
House vote • 3/18/2026
Do Pass / Short Debate Financial Institutions and Licensing Committee;
Yes: 7 • No: 3
Actions Timeline
Passed Both Houses
5/14/2026HouseThird Reading - Passed; 036-019-000
5/14/2026SenatePlaced on Calendar Order of 3rd Reading May 5, 2026
4/30/2026SenateSecond Reading
4/30/2026SenatePlaced on Calendar Order of 2nd Reading April 28, 2026
4/22/2026SenateApproved for Consideration Assignments
4/22/2026SenateReferred to Assignments
4/10/2026SenateFirst Reading
4/10/2026SenateChief Senate Sponsor Sen. Laura Ellman
4/10/2026SenatePlaced on Calendar Order of First Reading
4/10/2026SenateArrive in Senate
4/10/2026SenateThird Reading - Short Debate - Passed 070-036-000
4/9/2026HousePlaced on Calendar Order of 3rd Reading - Short Debate
4/7/2026HouseSecond Reading - Short Debate
4/7/2026HouseHouse Floor Amendment No. 1 Adopted
4/7/2026HouseHouse Floor Amendment No. 1 Recommends Be Adopted Financial Institutions and Licensing Committee; 008-004-000
3/24/2026HouseHouse Floor Amendment No. 1 Rules Refers to Financial Institutions and Licensing Committee
3/24/2026HouseHouse Floor Amendment No. 1 Referred to Rules Committee
3/23/2026HouseHouse Floor Amendment No. 1 Filed with Clerk by Rep. Margaret Croke
3/23/2026HousePlaced on Calendar 2nd Reading - Short Debate
3/19/2026HouseDo Pass / Short Debate Financial Institutions and Licensing Committee; 007-003-000
3/18/2026HouseAssigned to Financial Institutions and Licensing Committee
2/24/2026HouseReferred to Rules Committee
2/10/2026HouseFirst Reading
2/10/2026HouseFiled with the Clerk by Rep. Margaret Croke
2/5/2026House
Bill Text
Engrossed
Enrolled
House Amendment 1
Introduced
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