KentuckyHB 1442026 Regular SessionHouse

AN ACT relating to motor vehicle titles.

Sponsored By: Thomas Huff (Republican)

Signed by Governor

Insurance, Motor VehicleCounty ClerksMotor VehiclesTransportation

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Bill Overview

Analyzed Economic Effects

3 provisions identified: 1 benefits, 0 costs, 2 mixed.

Clear rules for salvage titles

A vehicle is salvage if parts and labor to rebuild it exceed 75% of its retail value, not counting airbag reinstallation. Only damage to major parts like the suspension, motor, transmission, frame or unibody, and structural components counts toward that cost. Even if you do not have to surrender the title, the title must still be branded salvage under these rules. Vehicles that are exempt from surrender are included in the salvage definition. After a sheriff inspection with the required affidavit, the clerk issues a salvage title if the vehicle meets salvage rules; otherwise a regular title.

No notarization for insurer transfers

When you transfer a salvage vehicle to an insurer, you do not need notarization. This covers the title transfer, any power of attorney, the odometer disclosure, the salvage title application, and the transfer on the salvage title.

Owners must quickly surrender titles

The law requires you to surrender the title if your vehicle is destroyed, or if two VIN‑bearing parts are removed. You must turn in the title within 10 working days after that event. County clerks accept the title at no charge, cancel it, and send it to the state.

Sponsors & Cosponsors

Sponsor

  • Thomas Huff

    Republican • House

Cosponsors

  • Daniel Elliott

    Republican • House

  • Daniel Grossberg

    Democrat • House

  • Emily Callaway

    Republican • House

  • John Hodgson

    Republican • House

  • Mark Hart

    Republican • House

  • Nancy Tate

    Republican • House

  • Peyton Griffee

    Republican • House

  • Ryan Dotson

    Republican • House

  • Tom Smith

    Republican • House

Roll Call Votes

All Roll Calls

Yes: 223 • No: 0

Senate vote • 3/31/2026

3rd reading, passed

Yes: 38 • No: 0

House vote • 3/31/2026

passed

Yes: 91 • No: 0

House vote • 1/30/2026

3rd reading, passed

Yes: 94 • No: 0

Actions Timeline

  1. signed by Governor (Acts Ch. 100)

    4/13/2026
  2. delivered to Governor

    4/1/2026
  3. enrolled, signed by President of the Senate

    4/1/2026House
  4. enrolled, signed by Speaker of the House

    4/1/2026House
  5. passed 91-0

    3/31/2026House
  6. House concurred in Committee Substitute (1)

    3/31/2026House
  7. posted for passage for concurrence in Senate Committee Substitute (1)

    3/31/2026Senate
  8. to Rules (H)

    3/31/2026House
  9. received in House

    3/31/2026House
  10. 3rd reading, passed 38-0 with Committee Substitute (1)

    3/31/2026Senate
  11. posted for passage in the Consent Orders of the Day for Friday, March 27 2026

    3/26/2026Senate
  12. 2nd reading, to Rules as a consent bill

    3/25/2026Senate
  13. reported favorably, 1st reading, to Consent Calendar with Committee Substitute (1)

    3/24/2026Senate
  14. to Banking & Insurance (S)

    3/16/2026Senate
  15. to Committee on Committees (S)

    2/2/2026Senate
  16. received in Senate

    2/2/2026Senate
  17. 3rd reading, passed 94-0 with Committee Substitute (1)

    1/30/2026House
  18. posted for passage in the Regular Orders of the Day for Friday, January 30 2026

    1/29/2026House
  19. 2nd reading, to Rules

    1/29/2026House
  20. reported favorably, 1st reading, to Calendar with Committee Substitute (1)

    1/28/2026House
  21. to Transportation (H)

    1/14/2026House
  22. to Committee on Committees (H)

    1/7/2026House
  23. introduced in House

    1/7/2026House

Bill Text

  • Current

    3/31/2026

  • Introduced

    12/12/2025

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