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KentuckyHB 1842026 Regular SessionHouseWALLET

AN ACT relating to health savings account-qualified insurance plans.

Sponsored By: Michael Meredith (Republican)

Signed by Governor

Federal Laws And RegulationsInsurance, HealthShort Titles And Popular NamesState Employees

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Bill Overview

Analyzed Economic Effects

2 provisions identified: 2 benefits, 0 costs, 0 mixed.

Health Savings Account protection for state employee plans

For state employees in KRS 18A health plans with HSAs, HSA status is protected. Cost-sharing that would break HSA status can be charged only after the federal minimum deductible is met. This applies even if Chapter 18A says otherwise. It applies to policies issued or renewed on or after the law’s effective date.

Protects Health Savings Account plan status

If you have a Health Savings Account (HSA) high-deductible plan, state cost-sharing rules cannot make you lose HSA status. If a state rule like a copay or coinsurance would break HSA status, it only applies after you meet the federal minimum deductible. This rule overrides any conflicting state law. It applies to policies issued or renewed on or after the law’s effective date.

Sponsors & Cosponsors

Sponsor

  • Michael Meredith

    Republican • House

Cosponsors

  • Daniel Grossberg

    Democrat • House

Roll Call Votes

All Roll Calls

Yes: 132 • No: 0

Senate vote • 3/25/2026

3rd reading, passed

Yes: 38 • No: 0

House vote • 1/20/2026

3rd reading, passed

Yes: 94 • No: 0

Actions Timeline

  1. signed by Governor (Acts Ch. 27)

    4/3/2026

  2. delivered to Governor

    3/26/2026

  3. enrolled, signed by President of the Senate

    3/26/2026House

  4. enrolled, signed by Speaker of the House

    3/26/2026House

  5. received in House

    3/26/2026House

  6. 3rd reading, passed 38-0

    3/25/2026Senate

  7. passed over and retained in the Consent Orders of the Day

    3/24/2026Senate

  8. posted for passage in the Consent Orders of the Day for Tuesday, March 24 2026

    3/20/2026Senate

  9. 2nd reading, to Rules as a consent bill

    3/11/2026Senate

  10. reported favorably, 1st reading, to Consent Calendar

    3/10/2026Senate

  11. to Banking & Insurance (S)

    3/6/2026Senate

  12. to Committee on Committees (S)

    1/21/2026Senate

  13. received in Senate

    1/21/2026Senate

  14. 3rd reading, passed 94-0

    1/20/2026House

  15. posted for passage in the Regular Orders of the Day for Tuesday, January 20, 2026

    1/16/2026House

  16. 2nd reading, to Rules

    1/15/2026House

  17. reported favorably, 1st reading, to Calendar

    1/14/2026House

  18. to Banking & Insurance (H)

    1/12/2026House

  19. to Committee on Committees (H)

    1/7/2026House

  20. introduced in House

    1/7/2026House

Bill Text

  • Current

    1/20/2026

    PDF

  • Introduced

    1/20/2026

    PDF

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