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KentuckyHB 1842026 Regular SessionHouseWALLET

AN ACT relating to health savings account-qualified insurance plans.

Sponsored By: Michael Meredith (Republican)

Signed by Governor

Federal Laws And RegulationsInsurance, HealthShort Titles And Popular NamesState Employees

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Bill Overview

Analyzed Economic Effects

3 provisions identified: 3 benefits, 0 costs, 0 mixed.

Protects HSA high-deductible plans

If you are in an HSA-qualified high-deductible plan, Kentucky cannot use a state cost-sharing rule that makes your plan lose HSA status. The state may apply that cost-sharing only after you meet the federal HDHP minimum deductible. This rule controls over any conflicting state law.

Applies to new or renewed plans

Sections 1 and 2 apply to insurance policies, certificates, plans, and contracts issued or renewed on or after the law’s effective date. Existing policies that are not renewed stay the same until renewal.

Protects HSA plans for state workers

If you are a Kentucky state employee in an HSA-qualified plan, Chapter 18A cost-sharing must follow this protection. The state can only apply its cost-sharing after you meet the federal HDHP minimum deductible. This applies even if Chapter 18A says otherwise.

Sponsors & Cosponsors

Sponsor

  • Michael Meredith

    Republican • House

Cosponsors

  • Daniel Grossberg

    Democrat • House

Roll Call Votes

All Roll Calls

Yes: 132 • No: 0

Senate vote • 3/25/2026

3rd reading, passed

Yes: 38 • No: 0

House vote • 1/20/2026

3rd reading, passed

Yes: 94 • No: 0

Actions Timeline

  1. signed by Governor (Acts Ch. 27)

    4/3/2026

  2. delivered to Governor

    3/26/2026

  3. enrolled, signed by President of the Senate

    3/26/2026

  4. enrolled, signed by Speaker of the House

    3/26/2026

  5. received in House

    3/26/2026House

  6. 3rd reading, passed 38-0

    3/25/2026

  7. passed over and retained in the Consent Orders of the Day

    3/24/2026

  8. posted for passage in the Consent Orders of the Day for Tuesday, March 24 2026

    3/20/2026

  9. 2nd reading, to Rules as a consent bill

    3/11/2026

  10. reported favorably, 1st reading, to Consent Calendar

    3/10/2026

  11. to Banking & Insurance (S)

    3/6/2026Senate

  12. to Committee on Committees (S)

    1/21/2026Senate

  13. received in Senate

    1/21/2026Senate

  14. 3rd reading, passed 94-0

    1/20/2026

  15. posted for passage in the Regular Orders of the Day for Tuesday, January 20, 2026

    1/16/2026

  16. 2nd reading, to Rules

    1/15/2026

  17. reported favorably, 1st reading, to Calendar

    1/14/2026

  18. to Banking & Insurance (H)

    1/12/2026House

  19. to Committee on Committees (H)

    1/7/2026House

  20. introduced in House

    1/7/2026House

Bill Text

  • Current

    1/20/2026

    PDF

  • Introduced

    1/20/2026

    PDF

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