KentuckyHB 5662026 Regular SessionHouseWALLET

AN ACT relating to judicial sales.

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Bill Overview

Analyzed Economic Effects

3 provisions identified: 1 benefits, 0 costs, 2 mixed.

Foreclosure auction fees capped

For court-ordered foreclosures, auctioneer fees on real estate are capped at 10% of the sale price. For personal property, fees are capped at 25% of the price, and may include an extra premium up to 10%. When a licensed auctioneer sells real estate, the sale happens at the property unless the auctioneer chooses another site in the same county. For nonforeclosure court sales, the master commissioner or plaintiff and the auctioneer set the sale terms by agreement.

Faster deed filing after court sales

A mortgage holder must record a deed in lieu of foreclosure within 45 days after it is signed. If you receive a deed from a court-appointed commissioner, you must file it within five business days. If the property is inside a city and you do not file within 30 business days, the city can ask the court to order you to file and seek court costs and attorney fees.

Stricter deed recording rules in Kentucky

Clerks must refuse deeds that give a life estate or more unless the deed clearly shows where the grantor got title. Clerks must also reject originals or certified copies that do not meet Kentucky’s recording rules. An official can certify a photocopy of a Kentucky record, and you can file that certified copy in Kentucky like the original. Clerks are not fined for some deed reference errors that are not obvious on the face of the deed.

Sponsors & Cosponsors

Sponsor

David Meade
Republican • House

Cosponsors

There are no cosponsors for this bill.

Roll Call Votes

All Roll Calls

Yes: 226 • No: 0

House vote • 3/31/2026

passed

Yes: 93 • No: 0

Senate vote • 3/31/2026

3rd reading, passed

Yes: 38 • No: 0

House vote • 3/16/2026

3rd reading, passed

Yes: 95 • No: 0

Actions Timeline

signed by Governor (Acts Ch. 113)
4/13/2026
delivered to Governor
4/1/2026
enrolled, signed by President of the Senate
4/1/2026House
enrolled, signed by Speaker of the House
4/1/2026House
passed 93-0
3/31/2026House
House concurred in Committee Substitute (1)
3/31/2026House
posted for passage for concurrence in Senate Committee Substitute (1)
3/31/2026Senate
to Rules (H)
3/31/2026House
received in House
3/31/2026House
3rd reading, passed 38-0 with Committee Substitute (1)
3/31/2026Senate
posted for passage in the Consent Orders of the Day for Tuesday, March 31 2026
3/27/2026Senate
2nd reading, to Rules as a consent bill
3/27/2026Senate
reported favorably, 1st reading, to Consent Calendar with Committee Substitute (1)
3/26/2026Senate
reassigned to Judiciary (S)
3/24/2026Senate
to Licensing & Occupations (S)
3/20/2026Senate
to Committee on Committees (S)
3/17/2026Senate
received in Senate
3/17/2026Senate
3rd reading, passed 95-0
3/16/2026House
posted for passage in the Regular Orders of the Day for Monday, March 16 2026
3/13/2026House
2nd reading, to Rules
3/12/2026House
reported favorably, 1st reading, to Calendar
3/11/2026House
to Licensing, Occupations, & Administrative Regulations (H)
2/12/2026House
to Committee on Committees (H)
2/5/2026House
introduced in House
2/5/2026House

Bill Text

Current
3/31/2026
PDF
Introduced
3/16/2026
PDF

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