MassachusettsS 785194th General Court (2025-2026)SenateWALLET

An Act relative to insurance claims

Sponsored By: Joan B. Lovely (Democratic)

Signed by Governor

Financial ServicesSenate RulesHouse Steering, Policy and Scheduling

Personalized for You

How does this bill affect your finances?

Personalize government policy and PRIA will tell you what this bill means for your household, plus every other piece of legislation we track. PRIA reads each provision against your financial profile to show you exactly what matters to your wallet.

Bill Overview

Analyzed Economic Effects

1 provisions identified: 1 benefits, 0 costs, 0 mixed.

Insurers can't ban your public adjuster

In Massachusetts, your home or renters insurer cannot stop you from hiring a licensed public adjuster for a property or casualty claim. Any policy clause that tries to ban or limit this is void and must be removed. This applies to all insurers, including surplus lines companies. All your other policy terms stay the same.

Sponsors & Cosponsors

Sponsor

  • Joan B. Lovely

    Democratic • Senate

Cosponsors

  • Adrianne Pusateri Ramos

    Democratic • House

  • Barry R. Finegold

    Democratic • Senate

  • Bradley H. Jones Jr.

    Republican • House

  • Brendan P. Crighton

    Democratic • Senate

  • Bruce E. Tarr

    Republican • Senate

  • Christopher J. Worrell

    Democratic • House

  • Donald H. Wong

    Republican • House

  • Dylan A. Fernandes

    Democratic • Senate

  • John C. Velis

    Democratic • Senate

  • John F. Keenan

    Democratic • Senate

  • John J. Cronin

    Democratic • Senate

  • Kelly W. Pease

    Republican • House

  • Lydia Edwards

    Democratic • Senate

  • Michael D. Brady

    Democratic • Senate

  • Michael O. Moore

    Democratic • Senate

  • Nick Collins

    Democratic • Senate

  • Patrick M. O'Connor

    Republican • Senate

  • Paul J. Donato

    Democratic • House

  • Paul W. Mark

    Democratic • Senate

  • Robyn K. Kennedy

    Democratic • Senate

  • Sal N. DiDomenico

    Democratic • Senate

  • Steven S. Howitt

    Republican • House

Roll Call Votes

All Roll Calls

Yes: 11 • No: 0

committee vote • 7/8/2026

Committee Place in OD: Placed in the Orders of the Day

Yes: 5 • No: 0 • Other: 2

committee vote • 11/3/2025

Committee Favorable: Ought to pass

Yes: 6 • No: 0

Actions Timeline

  1. Signed by the Governor, Chapter 187 of the Acts of 2026

    8/7/2026
  2. Enacted and laid before the Governor

    7/31/2026Senate
  3. Enacted

    7/30/2026House
  4. Read third and passed to be engrossed

    7/30/2026House
  5. Rules suspended

    7/30/2026House
  6. Read second and ordered to a third reading

    7/20/2026House
  7. Rules suspended

    7/20/2026House
  8. Committee reported that the matter be placed in the Orders of the Day for the next sitting

    7/20/2026House
  9. Read; and referred to the committee on House Steering, Policy and Scheduling

    7/13/2026House
  10. Read second, ordered to a third reading, read third (title changed) and passed to be engrossed

    7/13/2026Senate
  11. Rules suspended

    7/13/2026Senate
  12. Committee reported that the matter be placed in the Orders of the Day for the next session

    7/13/2026Senate
  13. Bill reported favorably by committee and referred to the committee on Senate Rules

    11/10/2025Senate
  14. Hearing scheduled for 05/13/2025 from 10:00 AM-01:00 PM in A-2

    5/7/2025legislature
  15. House concurred

    2/27/2025House
  16. Referred to the committee on Financial Services

    2/27/2025Senate

Bill Text

  • Chapter 187 of the Acts of 2026

    8/7/2026

Related Bills

Back to State Legislation