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MarylandHB 13872026 Regular SessionHouse

Maryland Automobile Insurance Fund - Fund Producer Commission Rate

Sponsored By: Derrick Coley (Democratic)

Signed by Governor

Insurance - Other than HealthChildren (4-12)Electronic GovernmentHealth -see also- COVID19; EnvHlth; MedCon; etc.Health, Department ofHealth Insurance -see also- ACA; HMOs; MCOsImmunizationInfants and Toddlers (0-3)Internet -see also- Internet AccessPharmacists and Pharmacies -see also- DrugsPublic InformationStandards and Best PracticesTime

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 0 benefits, 0 costs, 1 mixed.

Commission minimums and limits for Fund producers

Beginning October 1, 2026, the Maryland Automobile Insurance Fund sets and pays producer commissions under new limits. For private passenger auto policies, it pays a rate the Fund sets between 5% and 15% of the total premium. For all other Fund policies, commissions can be up to 10% of the premium. The Fund cannot pay commissions as fully earned, if the applicant does not qualify, if the first payment bounces, or on policies it writes without a producer. If a Fund policy is canceled, the Fund refunds any unearned commission.

Sponsors & Cosponsors

Sponsor

  • Derrick Coley

    Democratic • House

Cosponsors

  • N. Scott Phillips

    Democratic • House

  • Mike Rogers

    Democratic • House

  • Malcolm P. Ruff

    Democratic • House

  • Sean A. Stinnett

    Democratic • House

  • Kym Taylor

    Democratic • House

Roll Call Votes

All Roll Calls

Yes: 174 • No: 3

Senate vote • 4/13/2026

Third Reading Passed

Yes: 46 • No: 0 • Other: 1

House vote • 3/18/2026

Third Reading Passed

Yes: 128 • No: 3 • Other: 5

Actions Timeline

  1. Approved by the Governor - Chapter 795

    5/26/2026

  2. Returned Passed

    4/13/2026House

  3. Third Reading Passed (46-0)

    4/13/2026Senate

  4. Second Reading Passed

    4/10/2026Senate

  5. Favorable Adopted

    4/10/2026Senate

  6. Favorable Report by Finance

    4/10/2026Senate

  7. Referred Finance

    3/19/2026Senate

  8. Third Reading Passed (128-3)

    3/18/2026House

  9. Second Reading Passed with Amendments

    3/18/2026House

  10. Favorable with Amendments {823029/1 Adopted

    3/18/2026House

  11. Favorable with Amendments Report by Judiciary

    3/18/2026House

  12. Hearing 3/10 at 1:00 p.m.

    2/16/2026House

  13. First Reading Judiciary

    2/13/2026House

Bill Text

  • Enacted

    5/26/2026

    PDF

  • Third Reading

    3/18/2026

    PDF

  • First Reading

    2/13/2026

    PDF

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